245 Hull St, Coldwater, MI 49036 Property Records

Branch County property record for 245 Hull St, Coldwater, MI 49036

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,377 sqft · built 1905
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Nov 2019)
Tax Bill	$1,604 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage Nov 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`302-000-000-541-00`

Property Details

APN / Parcel Number

Primary APN	`302-000-000-541-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,377 sqft Building Perimeter
1st Floor Area	1,008 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	12,632 sqft (0.29 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	245 HULL ST
City	COLDWATER
State	MI
Zip	49036-1708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 SEELEY PARK ADDN SEC 15 T6S R6W
Legal Range	06W
Legal Township	06S
Legal Section	15
Legal Subdivision	SEELEY PARK ADD
Legal Lot Number	61
Jurisdiction	BRANCH MI
Township / Civil Division	COLDWATER
Census Block Group	1
Census Block	1017
Census Tract	951400

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 HULL ST, COLDWATER, MI 49036-1708
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 21, 2019	Intrafamily Transfer, Transfer
Jul 9, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2019 · Amount on Record
Deed Sale	Nov 21, 2019 · Amount on Record
Prior Sale	Jul 13, 2006 · Amount on Record
Deed Document Number	20197441
Prior Transfer Date	Jul 25, 2005
Prior Transfer Doc	01085/0567
Record Updated	Sep 20, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRANCH MI
Recording Date	Nov 21, 2019
Property Address	245 HULL ST, COLDWATER, MI 49036-1708
Document Number	201907441
Map Reference	LB 2 PG 20
Instrument Date	Nov 11, 2019
Instrument	2019-07441
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$946.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 WILLIAMS DR, 119, BATTLE CREEK, MI 49015-3909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 N MAIN ST, READING, MI 49274-9591

Mortgage

Document Number	201907442
Date	Nov 21, 2019
Instrument	2019-07442

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Nov 21, 2019
Property Address	245 HULL ST, COLDWATER, MI 49036-1708
Document Number	201907440
Map Reference	LB 2 PG 20
Instrument Date	Oct 30, 2019
Instrument	2019-07440
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 WILLIAMS BATTLE CREEK, 119, BATTLE CREEK, MI 49015

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	119 WILLIAMS BATTLE CREEK, BATTLE CREEK, MI 49015

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRANCH MI
Recording Date	Jul 9, 2018
Property Address	245 HULL ST, COLDWATER, MI 49036-1708
Document Number	201804438
Map Reference	LB2 PG20
Instrument Date	Jun 22, 2018
Instrument	2018-04438
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 HULL ST, 245, COLDWATER, MI 49036-1708

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	245 HULL ST, COLDWATER, MI 49036-1708

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Branch County
Municipality	Coldwater City
Unified School District	Coldwater Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,900 (+51.75%)	$147,800 (+51.75%)
2025	$1,604.00 (+3.68%)	$48,700	$97,400
2024	$1,547.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLDWATER serves 13,822 people · EPA ID MI0001500
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Coldwater Board of Public Utilities Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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