245 Ht Dr, Clyde, NC 28721 Property Records

Haywood County property record for 245 Ht Dr, Clyde, NC 28721 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Architecture Style	Rustic
Year Built	Built 2007
Square Footage	1,260 sqft Heated Area
Lot Size	233,961 sqft (5.37 acres)
Occupancy	Owner Occupied
Tax Bill	$2,283.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8648-82-5786`
Alternative APN	`197629`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,260 sqft Heated Area
Gross Area	2,156 sqft Gross Area
1st Floor	1,260 sqft 1st Floor
Upper Floors	896 sqft Upper Floors
Basement Area	1,260 sqft Basement
Unfinished Basement	1,260 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Rustic Style
Exterior Material	Logs Exterior
Lot Area	233,961 sqft (5.37 acres)
Topography	Wooded Topography

Utilities and HVAC

Cooling System	Partial Cooling
Heating System	Heat Pump Heating
Sewage	Septic Sewage
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	197629
Street Address	245 HT DR
City	CLYDE
State	NC
Zip	28721-6862
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	245 HT DR
Jurisdiction	HAYWOOD NC
Minor Civil Division	BEAVERDAM
Census Blockgroup	1
Census Block	1002
Census Tract	920201

Owner

Source: Haywood County records · APN 8648-82-5786

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 HT DR, CLYDE, NC 28721-6862
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 19, 2008
Transfer Doc	0007362461
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAYWOOD NC
Property Address	245 HT DR, CLYDE, NC 28721-6862
Document Number	0010011920
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 H4 DR CLYDE NC 28721, CLYDE, NC 28721

Mortgage

Document Number	0010011920
Date	Jul 10, 2020
Book Page	001001/001920
Instrument	6423

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	WAYNESVILLE, NC 28786

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 09, 2045

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,700 (-) Land $73,300 Building $269,400
2025	$2,283.00	$342,700 (-) Land $73,300 Building $269,400	$342,700 (-) Land $73,300 Building $269,400
2023		$342,700 Land $73,300 Building $269,400	$342,700 (-) Land $73,300 Building $269,400
2021			$342,700 Land $73,300 Building $269,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 85% of North Carolina
Wildfire Likelihood	About 1 in 463 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.