245 Holly St, Dubuque, IA 52003 Property Records

Dubuque County property record for 245 Holly St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,244 sqft · built 1952
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Mar 2007)
Tax Bill	$1,980 (2024)
Deeds & Mortgages	Apr 2024 Transfer Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-25-361-017`

Property Details

APN / Parcel Number

Primary APN	`10-25-361-017`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	245 HOLLY ST
City	DUBUQUE
State	IA
Zip	52003-7533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 2 O'BRIEN CLEVELAND AVE PLACE
Legal Subdivision	BRYANT
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	4
Census Block	4011
Census Tract	801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	245 HOLLY ST, DUBUQUE, IA 52003-7533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Intrafamily Transfer, Transfer
Dec 1, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2007 · Amount on Record
Deed Sale	Mar 30, 2007 · Amount on Record
Prior Sale	Aug 1, 2013 · Amount on Record
Deed Document Number	0000004387
Last Transfer Date	Apr 17, 2024
Transfer Doc	0000003190
Record Updated	Jun 8, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUBUQUE IA
Recording Date	Apr 17, 2024
Property Address	245 HOLLY ST, DUBUQUE, IA 52003-7533
Document Number	0000003190
Instrument Date	Apr 17, 2024
Instrument	2024-00003190
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 HOLLY ST, DUBUQUE, IA 52003-7533

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 HOLLY ST, DUBUQUE, IA 52003-7533

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	245 HOLLY ST, DUBUQUE, IA 52003-7533
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 HOLLY ST, DUBUQUE, IA 52003-7533

Mortgage

Document Number	0000018953
Date	Dec 1, 2020
Instrument	2020-00018953

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,800 (+10.41%) Land $35,000 Building $152,800	$187,800 (+10.41%) Land $35,000 Building $152,800
2024	$1,980.00 (-9.42%)
2023		$170,100 (+22.31%) Land $31,800 Building $138,300	$170,100 (+22.31%) Land $31,800 Building $138,300
2022	$2,186.00 Homeowner's exemption	$139,070 Land $28,620 Building $110,450
2021			$139,070 Land $28,620 Building $110,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Comelec Internet Services, Nextlink.

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