245 Highgate Trl, Covington, GA 30016 Property Records

Newton County property record for 245 Highgate Trl, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,300 sqft · built 2001
Lot Size	0.02 acres (881 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Oct 2018)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	Nov 2018 Sale & Mortgage Dec 2016 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00120-00000-429-000`

Property Details

APN / Parcel Number

Primary APN	`00120-00000-429-000`
Alternative APNs	`0012 429` `3606`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,300 sqft Heated Area
1st Floor Area	520 sqft
Utility Area	16 sqft
Utility Room	Utility Room
Flooring	Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Vinyl
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	881 sqft
Garage Area	180 sqft
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	3606
Old Parcel Number	0012 429
Street Address	245 HIGHGATE TRL
City	COVINGTON
State	GA
Zip	30016-8893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	245 HIGHGATE TRAIL
Legal Subdivision	HIGHGATE TOWNHOMES
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	3
Census Block	3009
Census Tract	100504

Owner

245 Highgate Trl is owned and occupied by an individual who acquired it in November 2018.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	245 HIGHGATE TRL, COVINGTON, GA 30016-8893
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Grant Deed, Transfer · FHA Mortgage GOLDWATER BK NA
Dec 30, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 30, 2016	Loan Modification, Mortgage · Conventional Mortgage CITIMORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2018 · Amount on File
Deed Sale	Oct 25, 2018 · Amount on File
Prior Sale	Jan 28, 2002 · Amount on File
Deed Document Number	0003766330
Deed Book / Page	3766 / 330
Last Transfer Date	Nov 1, 2018
Transfer Doc	0037660330
Record Updated	Jun 8, 2026

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 1, 2018
Property Address	245 HIGHGATE TRL, COVINGTON, GA 30016-8893
Document Number	0037660330
Book / Page	003766 / 000330
Instrument Date	Oct 25, 2018
Instrument	13398
Transaction Type	Transfer
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 HIGHGATE TRL COVINGTON GA 300168893, COVINGTON, GA 30016-8893

Mortgage

Document Number	37660331
Date	Nov 1, 2018
Book Page	003766/000331
Instrument	13399

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	245 HIGHGATE TRL, COVINGTON, GA 30016-8893
Document Number	0035270236
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 HIGHGATE TRL COVINGTON GA 300168893, COVINGTON, GA 30016-8893

Mortgage

Document Number	0035270236
Date	Jan 24, 2017
Book Page	003527/000236
Instrument	982

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 23, 2047

September 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NEWTON GA
Property Address	245 HIGHGATE TRL, COVINGTON, GA 30016-8893
Document Number	0035350164
Instrument Date	Sep 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 HIGHGATE TRL COVINGTON GA 300168893, COVINGTON, GA 30016-8893

Mortgage

Document Number	0035350164
Date	Feb 21, 2017
Book Page	003535/000164
Instrument	1990

Lender

Name	CITIMORTGAGE
Type	Mortgage Company
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 245 Highgate Trl was $1,974 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00 Homeowner's exemption	$81,800 Land $13,200 Building $68,600	$204,500 Land $33,000 Building $171,500
2023		$73,520 Land $4,800 Building $68,720	$183,800 Land $12,000 Building $171,800
2022	$1,642.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Highgate Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Highgate Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 533 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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