Middlesex County and Old Bridge Township property record for 245 Higgins Rd, Old Bridge, NJ 08857
| Property Type | Single Family Home |
|---|---|
| Details | 2,538 sqft · built 1975 |
| Lot Size | 5.28 acres (229,997 sqft) |
| Owner | Individual Name on File |
| Last Sale | $332,000 (Mar 2001) |
| Tax Bill | $17,479 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-12261-0000-00074 |
| Primary APN | 15-12261-0000-00074 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,538 sqft Living Area |
| 1st Floor Area | 2,538 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Frame |
| Lot Area | 229,997 sqft |
| Lot Depth | 202 ft Depth |
| Account Number | 07870000 |
|---|---|
| Street Address | 245 HIGGINS RD |
| City | OLD BRIDGE |
| State | NJ |
| Zip | 08857-3254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R30 |
| Legal Description | 5.28AC |
| Legal Block | 12261 |
| Legal Lot Number | 74 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | OLD BRIDGE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 7911 |
245 Higgins Rd is owned and occupied by an individual who bought it in March 2001.
Source: Middlesex County and Old Bridge Township records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 245 HIGGINS RD, OLD BRIDGE, NJ 08857-3254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2001 · Amount on File |
| Deed Sale | Mar 6, 2001 · Amount on File |
| Deed Book / Page | 4885 / 861 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 245 HIGGINS RD, OLD BRIDGE, NJ 08857-3254 |
| Document Number | 0000000900 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 245 HIGGINS RD OLD BRIDGE NJ 088573254, OLD BRIDGE, NJ 08857-3254 |
| Document Number | 0000000900 |
|---|---|
| Date | Jan 5, 2018 |
| Book Page | 017050/000920 |
| Instrument | 900 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 245 Higgins Rd was $17,479, up 10.1% from the year before.
Source: Middlesex County and Old Bridge Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Old Bridge Township |
| Unified School District | Old Bridge Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,300 (-) Land $107,300 Building $169,000 | $276,300 (-) Land $107,300 Building $169,000 | |
| 2025 | $17,479.00 (+10.06%) | $276,300 Land $107,300 Building $169,000 | $276,300 Land $107,300 Building $169,000 |
| 2024 | $15,882.00 | ||
| 2023 | $276,300 Land $107,300 Building $169,000 | $276,300 Land $107,300 Building $169,000 | |
| 2022 | $14,784.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Higgins Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Higgins Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD BRIDGE MUA serves 68,000 people · EPA ID NJ1209002 |
|---|---|
| Water Source | Purchased surface water from MIDDLESEX WATER COMPANY |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: T-Mobile.
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