15738 COUNTY ROAD 4191 LINDALE TX 757717714, LINDALE, TX 75771-7714
Mortgage
Document Number
0000001227
Date
Jan 13, 2020
Instrument
1227
Lender
Name
TEXAS BK
Type
Bank
Address
LONGVIEW, TX 75606
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
12 Months
Due
Jan 12, 2021
Interest
Rate Type
Adjustable Rate
September 2018: Grant Deed, Transfer
Document Type
Grant Deed
Jurisdiction
SMITH TX
Recording Date
Sep 18, 2018
Property Address
245 HERITAGE CT, LINDALE, TX 75771-6703
Document Number
0000038897
Instrument Date
Aug 31, 2018
Instrument
38897
Transaction Type
Transfer
Record Updated
Oct 8, 2018
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Company
Address
PO BOX 2414 LINDALE TX 757718514, LINDALE, TX 75771-8514
Tax Assessment & Valuation
The 2026 property tax bill for 245 Heritage Ct was $5,297 with a homeowner's exemption, up 12.8% from the year before.
Source: Smith County assessment roll, as of October 20, 2026
Property Jurisdictions
Type
Name
State
Texas
County
Smith County
Municipality
Lindale City
Unified School District
Lindale Independent School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$5,297.00 (+12.8%)Homeowner's exemption
$373,201 (+15.46%)Land $70,287Building $302,914
$373,201 (+15.46%)Land $70,287Building $302,914
2025
$4,696.00 (+2.29%)Homeowner's exemption
$323,232Land $70,287Building $252,945
$323,232Land $70,287Building $252,945
2024
$4,591.00 (+14.26%)
2023
$4,018.00 (-14.2%)Homeowner's exemption
$313,399Land $78,997Building $234,402
$313,399Land $78,997Building $234,402
2022
$4,683.00
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Flood
FEMA maps place 245 Heritage Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Nearest Special Flood Hazard Area
Zone A, within 500 ft
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Policies
1 in force
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 245 Heritage Ct is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood
0.07% annual chance
Exposure
Direct burnable vegetation
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF LINDALE serves 6,313 people · EPA ID TX2120002
Water Source
Groundwater
Last State Inspection
Feb 2026
Lead
Under 1 ppb (2022–2024) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Internet Providers
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Optimum Cable
940 / 35
May also be available: Peoples Communications, Verizon.