245 Harvard Rd, San Mateo, CA 94402 Property Records

San Mateo County property record for 245 Harvard Rd, San Mateo, CA 94402

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,640 sqft · built 1935
Lot Size0.17 acres (7,412 sqft)
Owner2 Company Names on Record
Last Sale$3,780,000 (Oct 2023)
Tax Bill$46,910 (2025)
Deeds & MortgagesOct 2023 Sale & Mortgage
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN034-081-110

Property Details

APN / Parcel Number

Primary APN034-081-110

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,640 sqft Living Area
Gross Area2,984 sqft
1st Floor Area920 sqft
2nd Floor Area840 sqft
Basement Area344 sqft
Family RoomFamily Room
StudyStudy
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Architectural StyleTudor
Roof MaterialWood Shingle
Lot Area7,412 sqft (0.17 acres)
Lot Dimensions120 ft deep x 62 ft wide
Garage TypeBasement
Garage Area344 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address245 HARVARD RD
CitySAN MATEO
StateCA
Zip94402-2215
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10006
Legal DescriptionLOT 11 BLOCK 11 BAYWOOD RSM 16/3 4 5 CITY OF SAN MATEO
Legal SubdivisionBAYWOOD
Legal Block11
Legal Lot Number11
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1007
Census Tract606500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address245 HARVARD RD, SAN MATEO, CA 94402-2215
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Grant Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Nov 12, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jan 29, 2018Grant Deed, Transfer · ARM
FIRST REPUBLIC BANK
Jul 7, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2023 · Amount on Record
Deed SaleOct 13, 2023 · Amount on Record
Prior SaleJan 29, 2018 · Amount on Record
Deed Document Number202351665
Prior Transfer DateNov 1, 2021
Prior Transfer Doc0000157601
Record UpdatedOct 29, 2026

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateOct 13, 2023
Property Address245 HARVARD RD, SAN MATEO, CA 94402-2215
Document Number0000051665
Map ReferenceMB 16 PG 3-5
Instrument DateOct 12, 2023
Instrument2023-051665
Transaction TypeTransfer
Record UpdatedNov 8, 2023
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$23,058.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address245 HARVARD RD, SAN MATEO, CA 94402-2215

Mortgage

Document Number0000051666
DateOct 13, 2023
Instrument2023-051666
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2053

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateNov 12, 2021
Property Address245 HARVARD RD, SAN MATEO, CA 94402-2215
Document Number0000157601
Map ReferenceMB 16 PG 3-5
Instrument DateNov 1, 2021
Instrument2021-157601
Transaction TypeTransfer
Record UpdatedDec 2, 2021
Title CompanySERVICELINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address245 HARVARD RD, SAN MATEO, CA 94402-2215

Mortgage

Document Number0000157602
DateNov 12, 2021
Instrument2021-157602
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.5%
Type Change DateDec 1, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change7.5%
IndexOther
Max Rate7.5%

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN MATEO CA
Recording DateJan 29, 2018
Property Address245 HARVARD RD, SAN MATEO, CA 94402-2215
Document Number0000005610
Map ReferenceMB16 PG3-5
Instrument DateJan 10, 2018
Instrument2018-005610
Transaction TypeTransfer
Record UpdatedAug 9, 2021
Title CompanyCORNERSTONE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address245 HARVARD RD, SAN MATEO, CA 94402-2215

Mortgage

Document Number0000005611
DateJan 29, 2018
Instrument2018-005611
Lender
NameFIRST REPUBLIC BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.2%
Type Change DateFeb 1, 2025
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change9.95%
IndexOther

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN MATEO CA
Recording DateJul 7, 2017
Property Address245 HARVARD RD, SAN MATEO, CA 94402-2215
Document Number0000057767
Instrument DateJun 20, 2017
Instrument57767
Transaction TypeTransfer
Record UpdatedAug 4, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address245 HARVARD RD SAN MATEO CA 944022215, SAN MATEO, CA 94402-2215

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,932,712 (+2%) Land $2,080,800 Building $1,851,912
2025$46,910.00 (+11.28%)$3,855,600 (+8.88%) Land $2,040,000 Building $1,815,600
2023$42,154.00 (-1.16%)$3,541,224 Land $2,187,292 Building $1,353,932$3,300,120
2022$42,648.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

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