245 Hanover St, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 245 Hanover St, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2 ba · 1,176 sqft · built 1800
Lot Size	0.042 acres (1,827 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Jun 2021)
Tax Bill	$9,918 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-000-90027240`

Property Details

APN / Parcel Number

Primary APN	`06-000-90027240`
Alternative APNs	`600090027240` `00090027240`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,176 sqft Living Area
1st Floor Area	658 sqft
Attic	Attic
Attic Area	300 sqft

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Architectural Style	Townhouse
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	1,827 sqft (0.042 acres)
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00090027240
Street Address	245 HANOVER ST
City	ANNAPOLIS
State	MD
Zip	21401-1837
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 245 243 245 HANOVER STREET
Legal Block	1
Legal Lot Number	245
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1004
Census Tract	706103

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anne Arundel County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 HANOVER ST, ANNAPOLIS, MD 21401-1837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Feb 21, 2003
Deed Book / Page	37039 / 212
Record Updated	Oct 29, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 22, 2021
Property Address	245 HANOVER ST, ANNAPOLIS, MD 21401-1837
Document Number	0370390212
Book / Page	37039 / 212
Map Reference	MB 173 PG 25
Instrument Date	Mar 30, 2021
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	MIDATLANTIC SETTLEMENT SERVICES LL, MID ATLANTIC SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	245 HANOVER ST, ANNAPOLIS, MD 21401-1837

Mortgage

Document Number	37039216
Date	Jun 22, 2021
Instrument	37039/216

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$720,900 (+13.6%) Land $565,900 Building $155,000	$720,900 (+13.6%) Land $565,900 Building $155,000
2025	$9,918.00 (+8.85%)
2023	$9,112.00	$634,600 Land $555,900 Building $78,700	$634,600 Land $555,900 Building $78,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20