245 Gray Rd, Templeton, MA 01468 Property Records

Worcester County and Templeton Town property record for 245 Gray Rd, Templeton, MA 01468

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,811 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$229,300 (Mar 2018)
Tax Bill	$4,884 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2024 Mortgage + 4 more
APN	`TEMP M:01-15 B:00002 L:00111`

Property Details

APN / Parcel Number

Primary APN	`TEMP M:01-15 B:00002 L:00111`
Alternative APNs	`M:01=15 B:00002 L:00111` `200698`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,811 sqft Living Area
Gross Area	3,706 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	200698
Street Address	245 GRAY RD
City	TEMPLETON
State	MA
Zip	01468-1136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	111
Jurisdiction	TEMPLETON MA
Township / Civil Division	TEMPLETON
Census Block Group	1
Census Block	1010
Census Tract	705101

Owner

Source: Worcester County and Templeton Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 GRAY RD, TEMPLETON, MA 01468-1136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jan 30, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) DISCOVER BANK
Apr 17, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Mar 27, 2018	Quit Claim Deed, Transfer · FHA Mortgage NORWICH COM'L
Jan 3, 2018	Warranty Deed, Foreclosure
Dec 19, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2018 · Amount on Record
Deed Sale	Mar 27, 2018 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Book / Page	58585 / 216
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	245 GRAY RD, TEMPLETON, MA 01468-1136
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	066555-220
Date	Nov 18, 2021
Book Page	66555/220
Instrument	161686

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	245 GRAY RD, TEMPLETON, MA 01468-1136
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	070145-272
Date	Jan 30, 2024
Book Page	70145/272
Instrument	7179

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEMPLETON MA
Property Address	245 GRAY RD, TEMPLETON, MA 01468-1136
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0062223-43
Date	Apr 17, 2020
Book Page	62223/43
Instrument	38481

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TEMPLETON MA
Recording Date	Mar 27, 2018
Property Address	245 GRAY RD, TEMPLETON, MA 01468-1136
Document Number	58585-216
Book / Page	058585 / 000216
Instrument Date	Mar 21, 2018
Instrument	27981
Transaction Type	Transfer
Record Updated	Apr 17, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,045.61
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	364 FORISTALL RD WINCHENDON MA 014752226, WINCHENDON, MA 01475-2226

Mortgage

Document Number	58585-220
Date	Mar 27, 2018
Book Page	058585/000220
Instrument	27982

Lender

Name	NORWICH COM'L

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2048

January 2018: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	TEMPLETON MA
Recording Date	Jan 3, 2018
Property Address	245 GRAY RD, TEMPLETON, MA 01468-1136
Document Number	58276-337
Book / Page	058276 / 000337
Instrument Date	Dec 28, 2017
Instrument	555
Transaction Type	Foreclosure
Record Updated	Jan 23, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	TEMPLETON MA
Recording Date	Dec 19, 2017
Property Address	245 GRAY RD, TEMPLETON, MA 01468-1136
Document Number	58207-390
Book / Page	058207 / 000390
Instrument Date	Dec 5, 2017
Instrument	141768
Transaction Type	Foreclosure
Record Updated	Jan 11, 2018

Transaction

Amount	Amount Recorded
Tax	$953.50
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Worcester County and Templeton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Templeton Town
Unified School District	Narragansett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,884.00 (+2.56%)	$403,000 (+6.64%) Land $61,900 Building $341,100	$448,875 (+10.94%)
2024	$4,762.00 (+7.86%)	$377,900 (+10.59%) Land $54,900 Building $323,000	$404,605
2023	$4,415.00	$341,700 Land $54,900 Building $286,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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