245 Ginger Dr, Auburn, CA 95603 Property Records

Placer County property record for 245 Ginger Dr, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,215 sqft · built 1969
Lot Size	0.183 acres (7,978 sqft)
Owner	Company Name on Record
Last Sale	$394,000 (May 2006)
Tax Bill	$6,472 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-190-038-000`

Property Details

APN / Parcel Number

Primary APN	`055-190-038-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,215 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Colonial
Construction Type	Frame
Lot Area	7,978 sqft (0.183 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	245 GINGER DR
City	AUBURN
State	CA
Zip	95603-5713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 SKYRIDGE ACRES #5 MOR BK I PG 37
Legal Subdivision	SKYRIDGE ACRES NO. 5
Legal Lot Number	38
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	2
Census Block	2025
Census Tract	20402

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	245 GINGER DR, AUBURN, CA 95603-5713
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Jan 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2006 · Amount on Record
Deed Sale	May 16, 2006 · Amount on Record
Prior Sale	Nov 3, 2000 · Amount on Record
Deed Document Number	200652759
Last Transfer Date	Aug 3, 2021
Transfer Doc	0000100807
Record Updated	Oct 29, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Aug 9, 2021
Property Address	245 GINGER DR, AUBURN, CA 95603-5713
Document Number	0000100807
Map Reference	MB I PG 37
Instrument Date	Aug 2, 2021
Instrument	2021-0100807
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	245 GINGER DR, AUBURN, CA 95603-5713

Mortgage

Document Number	0000100808
Date	Aug 9, 2021
Instrument	2021-0100808

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	245 GINGER DR, AUBURN, CA 95603-5713
Document Number	0000019321
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 GINGER DR AUBURN CA 956035713, AUBURN, CA 95603-5713

Mortgage

Document Number	0000019321
Date	Mar 4, 2020
Instrument	19321

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jan 26, 2017
Property Address	245 GINGER DR, AUBURN, CA 95603-5713
Document Number	0000006204
Instrument Date	Jan 19, 2017
Instrument	6204
Transaction Type	Transfer
Record Updated	Feb 3, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	245 GINGER DR AUBURN CA 956035713, AUBURN, CA 95603-5713

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$549,184 (+2%) Land $209,077 Building $340,107
2025	$6,472.00 (+7.6%) Homeowner's exemption	$538,417 (+11.47%) Land $204,978 Building $333,439
2023	$6,015.00 (-5.28%) Homeowner's exemption	$483,000 Land $183,900 Building $299,100
2022	$6,350.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Succeed.Net, T-Mobile, Verizon.

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