245 Gillette Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 245 Gillette Rd, Watsonville, CA 95076

Property Summary

Property Type	Vacant Land
Lot Size	4.72 acres (205,908 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Oct 2025)
Tax Bill	$4,280 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`108-281-18`

Property Details

APN / Parcel Number

Primary APN	`108-281-18`
Alternative APN	`108-281-18-000`

Exterior

Lot Area	205,908 sqft

Location & Zoning

Street Address	245 GILLETTE RD
City	WATSONVILLE
State	CA
Zip	95076-0446
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RA
Legal Subdivision	A108 28
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2005
Census Tract	122402

Owner

245 Gillette Rd, vacant land, is owned by two individuals who bought it in October 2025.

Source: Santa Cruz County records, as of October 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1016, APTOS, CA 95001-1016
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Feb 26, 2018	Grant Deed, Transfer · Conventional Mortgage TPM PROPERTIES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Jun 20, 2024 · Amount on File
Deed Document Number	202521749
Prior Transfer Date	Jun 18, 2024
Prior Transfer Doc	0000011577
Record Updated	Oct 29, 2026

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 10, 2025
Property Address	245 GILLETTE RD, WATSONVILLE, CA 95076-0446
Document Number	0000021749
Instrument Date	Oct 6, 2025
Instrument	2025-0021749
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1016, APTOS, CA 95001-1016

Mortgage

Document Number	0000021750
Date	Oct 10, 2025
Instrument	2025-0021750

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	9.75%
Index	1-Year T-Bill
Max Rate	13.7%

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 26, 2018
Property Address	245 GILLETTE RD, WATSONVILLE, CA 95076-0446
Document Number	0000005674
Instrument Date	Feb 16, 2018
Instrument	5674
Transaction Type	Transfer
Record Updated	Mar 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$341.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1277 SANTA CRUZ CA 950611277, SANTA CRUZ, CA 95061-1277

Mortgage

Document Number	5675
Date	Feb 26, 2018
Instrument	5675

Lender

Name	TPM PROPERTIES INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 245 Gillette Rd was $4,280.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$359,782 (+2%) Land $359,782
2025	$4,280.00	$352,727 Land $352,727
2023	$3,866.00 (+4.18%)	$339,030 Land $339,030
2022	$3,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 245 Gillette Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Gillette Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Starlink Satellite	280 / 30

May also be available: Etheric Networks, Spectrum, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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