245 Gibson Ave, Warminster, PA 18974 Property Records

Bucks County property record for 245 Gibson Ave, Warminster, PA 18974

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,260 sqft · built 1966
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Jan 2024)
Tax Bill	$5,230 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-010-204`

Property Details

APN / Parcel Number

Primary APN	`49-010-204`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Construction Type	Frame
Lot Area	10,062 sqft (0.231 acres)
Lot Dimensions	129 ft deep x 78 ft wide
Garage Type	Built-in
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 GIBSON AVE
City	WARMINSTER
State	PA
Zip	18974-4170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ROSEWOOD PARK LOT #202 78X129
Legal Subdivision	ROSEWOOD PARK
Legal Block	10
Legal Lot Number	202
Jurisdiction	BUCKS PA
Township / Civil Division	WARMINSTER
Census Block Group	2
Census Block	2004
Census Tract	101611

Owner

245 Gibson Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Bucks County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 GIBSON AVE, WARMINSTER, PA 18974-4170
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Jun 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2024 · Amount on File
Deed Sale	Jan 2, 2024 · Amount on File
Prior Sale	Jul 8, 2015 · Amount on File
Deed Document Number	2024148
Prior Transfer Date	Apr 12, 1965
Prior Transfer Doc	1793000162
Record Updated	Oct 29, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCKS PA
Recording Date	Jan 2, 2024
Property Address	245 GIBSON AVE, WARMINSTER, PA 18974-4170
Document Number	0000000148
Map Reference	MB 9 PG 19
Instrument Date	Dec 22, 2023
Instrument	2024000148
Transaction Type	Transfer
Record Updated	Jan 10, 2024
Title Company	PROFESSIONAL GROUP ABSTRACT LLC, PROFESSIONAL GROUP ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 GIBSON AVE, WARMINSTER, PA 18974-4170

Mortgage

Document Number	0000000149
Date	Jan 2, 2024
Instrument	2024000149

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCKS PA
Property Address	245 GIBSON AVE, WARMINSTER, PA 18974-4170
Document Number	0000032174
Instrument Date	Jun 7, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 GIBSON AVE WARMINSTER PA 189744170, WARMINSTER, PA 18974-4170

Mortgage

Document Number	0000032174
Date	Jun 25, 2019
Instrument	32174

Lender

Name	POLICE & FIRE FCU
Address	BENSALEM, PA 19020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 24, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 245 Gibson Ave was $5,230, up 3.3% from the year before.

Source: Bucks County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bucks County
County Subdivision	Warminster Township
Unified School District	Centennial School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,000 (-) Land $5,120 Building $18,880
2025	$5,230.00 (+3.26%)	$24,000 (-) Land $5,120 Building $18,880
2024	$5,065.00 (+3.18%)	$24,000 (-) Land $5,120 Building $18,880
2023	$4,909.00	$24,000 Land $5,120 Building $18,880
1972			$328,766 Land $70,137 Building $258,629

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Gibson Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2020–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Gibson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARMINSTER MUNICIPAL AUTHORITY serves 36,000 people · EPA ID PA1090069
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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