245 Georgetown Way, Charlottesville, VA 22901 Property Records

Albemarle County property record for 245 Georgetown Way, Charlottesville, VA 22901

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,580 sqft · built 2000
Lot Size	2.22 acres (97,095 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jun 2019)
Tax Bill	$2,301 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060A0-09-00-02000`

Property Details

APN / Parcel Number

Primary APN	`060A0-09-00-02000`
Alternative APN	`21227`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,580 sqft Finished Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	97,095 sqft (2.22 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	200 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Street Address	245 GEORGETOWN WAY
City	CHARLOTTESVILLE
State	VA
Zip	22901-2550
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE
Jurisdiction	ALBEMARLE VA
Township / Civil Division	JACK JOUETT
Census Block Group	2
Census Block	2001
Census Tract	10802

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	245 GEORGETOWN WAY, CHARLOTTESVILLE, VA 22901-2550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2020	Deed of Trust, Mortgage · Line of Credit VIRGINIA NAT'L BK
Jun 28, 2019	Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on File
Deed Sale	Jun 28, 2019 · Amount on File
Deed Document Number	20196651
Deed Book / Page	5185 / 259
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	245 GEORGETOWN WAY, CHARLOTTESVILLE, VA 22901-2550
Document Number	0000000272
Instrument Date	Jan 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 GEORGETOWN WAY CHARLOTTESVILLE VA 229012550, CHARLOTTESVILLE, VA 22901-2550

Mortgage

Document Number	0000000272
Date	Jan 8, 2020
Book Page	005264/000453
Instrument	272

Lender

Name	VIRGINIA NAT'L BK
Type	Bank
Address	CHARLOTTESVILLE, VA 22902

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jun 28, 2019
Property Address	245 GEORGETOWN WAY, CHARLOTTESVILLE, VA 22901-2550
Document Number	0000006651
Book / Page	005185 / 000259
Instrument Date	Jun 13, 2019
Instrument	6651
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	PARTNERS ESCROW AND TITLE, PARTNERS ESCROW & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 GEORGETOWN WAY CHARLOTTESVILLE VA 229012550, CHARLOTTESVILLE, VA 22901-2550

Mortgage

Document Number	6652
Date	Jun 28, 2019
Book Page	005185/000263
Instrument	6652

Lender

Name	RESIDENTIAL MTG SVC
Type	Mortgage Company
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 27, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,301.00 (+2.45%)	$257,400 (+13.44%) Land $175,000 Building $82,400	$257,400 (+13.44%) Land $175,000 Building $82,400
2025	$2,246.00 (+15.95%)
2023	$1,937.00	$226,900 Land $160,000 Building $66,900	$226,900 Land $160,000 Building $66,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

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