Putnam County property record for 245 Gail Dr, Satsuma, FL 32189
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 925 sqft · built 1985 |
| Lot Size | 0.566 acres (24,640 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,409 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Sep 2023 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 37-11-27-0000-0000-0012 |
| Primary APN | 37-11-27-0000-0000-0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Building Area | 925 sqft Living Area |
| 1st Floor Area | 925 sqft |
| Flooring | Wood |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Lot Area | 24,640 sqft (0.566 acres) |
| Lot Dimensions | 100 ft deep x 198 ft wide |
| Deck Area | 64 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 87605 |
|---|---|
| Street Address | 245 GAIL DR |
| City | SATSUMA |
| State | FL |
| Zip | 32189-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT OF DOMINGO ACOSTA GRANT OR429 P1625 (MAP SHEET 6/37) |
| Legal Range | 27E |
| Legal Township | 11S |
| Legal Section | 37 |
| Legal Subdivision | DUNN CRK 3RD ADDITTON TO SAN M |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | EAST PALATKA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 951100 |
245 Gail Dr is owned by two individuals who acquired it in November 2023.
Source: Putnam County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1195 N COUNTY ROAD 315, MELROSE, FL 32666-3333 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 20, 2023 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Sep 14, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 13, 2023 |
| Transfer Doc | 0017331458 |
| Record Updated | Jun 8, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Nov 20, 2023 |
| Property Address | 245 GAIL DR, SATSUMA, FL 32189-2122 |
| Document Number | 0017331458 |
| Book / Page | 1733 / 1458 |
| Instrument Date | Nov 13, 2023 |
| Instrument | 202354026146 |
| Record Updated | Dec 18, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 245 GAIL DR, SATSUMA, FL 32189-2122 |
| Name | Verified Name |
|---|---|
| Address | 1195 N COUNTY ROAD 315, MELROSE, FL 32666-3333 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Sep 14, 2023 |
| Property Address | 245 GAIL DR, SATSUMA, FL 32189-2122 |
| Document Number | 0017241305 |
| Book / Page | 1724 / 1305 |
| Map Reference | MB 170 PG 625 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 202354020293 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 245 GAIL DR, SATSUMA, FL 32189-2122 |
| Name | Verified Name |
|---|---|
| Address | 1195 N COUNTY ROAD 315, MELROSE, FL 32666-3333 |
The 2025 property tax bill for 245 Gail Dr was $2,409.
Source: Putnam County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,409.00 | $124,220 Land $53,130 Building $71,090 | $124,220 Land $53,130 Building $71,090 |
| 2023 | $530.00 (+7.07%) Senior Citizen's exemption | $64,130 (+2.99%) | $117,450 (+8.18%) Land $42,890 Building $74,560 |
| 2022 | $495.00 Senior Citizen's exemption | $62,270 | $108,570 Land $42,890 Building $65,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 245 Gail Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 40 (2001–2024) |
| Claims Outside the SFHA | 1 of 40 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Gail Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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