245 Empire Ave, Ozark, MO 65721 Property Records

Christian County property record for 245 Empire Ave, Ozark, MO 65721

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,039 sqft · built 2018
Lot Size	4.51 acres (196,456 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Nov 2018)
Tax Bill	$3,243 (2024)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-0.5-22-0-0-4.017`

Property Details

APN / Parcel Number

Primary APN	`18-0.5-22-0-0-4.017`
Alternative APN	`18-0.5-22-000-000-004.017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,039 sqft Living Area
1st Floor Area	2,039 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	196,456 sqft (4.51 acres)
Garage Area	1,600 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	245 EMPIRE AVE
City	OZARK
State	MO
Zip	65721-7867
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 KENDRA PLACE
Legal Range	21W
Legal Township	26N
Legal Section	22
Legal Subdivision	KENDRA PLACE
Legal Lot Number	2
Jurisdiction	CHRISTIAN MO
Township / Civil Division	NORTH GALLOWAY
Census Block Group	1
Census Block	1019
Census Tract	20502

Owner

245 Empire Ave is owned and occupied by two individuals who bought it in November 2018.

Source: Christian County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 EMPIRE AVE, OZARK, MO 65721-7867
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 7, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage US BANK NA
Apr 13, 2018	Trustee's Deed, Construction Loan · Line of Credit OZARK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2018 · Amount on File
Deed Sale	Nov 7, 2018 · Amount on File
Prior Sale	Mar 9, 2018
Deed Document Number	201814942
Deed Book / Page	2018 / 14792
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	245 EMPIRE AVE, OZARK, MO 65721-7867
Transaction Type	Mortgage
Record Updated	Jun 17, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202110267
Date	Jun 3, 2021
Book Page	2021/10267
Instrument	2021L10352

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 20, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHRISTIAN MO
Property Address	245 EMPIRE AVE, OZARK, MO 65721-7867
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100174
Date	Jan 5, 2021
Book Page	2021/174
Instrument	2021L00175

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2041

November 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Nov 7, 2018
Property Address	245 EMPIRE AVE, OZARK, MO 65721-7867
Document Number	0201814792
Book / Page	2018 / 14792
Instrument Date	Nov 6, 2018
Instrument	2018L14942
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 17, 2022
Title Company	GREAT AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 EMPIRE AVE, OZARK, MO 65721-7867
Investor	Possibly a Property Investor

Mortgage

Document Number	2018L14943
Date	Nov 7, 2018
Instrument	2018L14943

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

April 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CHRISTIAN MO
Recording Date	Apr 13, 2018
Property Address	245 EMPIRE AVE, OZARK, MO 65721-7867
Book / Page	002018 / 004549
Instrument Date	Apr 13, 2018
Instrument	4599
Transaction Type	Construction Loan
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	511 PENNER LN OZARK MO 657218318, OZARK, MO 65721-8318

Mortgage

Document Number	0201804549
Date	Apr 13, 2018
Book Page	002018/004549
Instrument	4599

Lender

Name	OZARK BK
Type	Bank
Address	OZARK, MO 65721

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Christian County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Christian County
Unified School District	Ozark R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,410	$312,700 Land $50,000 Building $262,700
2024	$3,243.00
2023		$55,840	$293,900 Land $50,000 Building $243,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Empire Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 1, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Empire Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 75% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLANDVILLE PWS serves 1,417 people · EPA ID MO5024134
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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