245 Elm St, Denver, CO 80220 Property Records

Denver City property record for 245 Elm St, Denver, CO 80220

Property Summary

Property Type	Single Family Home
Details	4 bd · 5.5 ba · 6,479 sqft · built 2005
Lot Size	0.151 acres (6,560 sqft)
Owner	Company Name on File
Last Sale	$2,300,000 (Sep 2020)
Tax Bill	$15,717 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Aug 2017 Loan Modification + 1 more
APN	`06071-28-015-000`

Property Details

APN / Parcel Number

Primary APN	`06071-28-015-000`
Alternative APNs	`670407128015` `161777721`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	25 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	6,479 sqft Living Area
Gross Area	4,621 sqft
1st Floor Area	2,469 sqft
Basement Area	2,065 sqft
Finished Basement	1,858 sqft
Unfinished Basement	207 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Brick
Lot Area	6,560 sqft (0.151 acres)
Garage Type	Attached
Garage Area	437 sqft
Porch	Open Frame Porch
Porch Area	165 sqft
Patio Area	92 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	245 ELM ST
City	DENVER
State	CO
Zip	80220-5738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E-SU-DX
Legal Description	N 52 1/2FT OF S 92 1/2FT OF L 8 BLK 23 THE EASTERN CAPITOL HILL SUB
Legal Subdivision	EASTERN CAPITOL HILL SUB
Legal Block	23
Legal Lot Number	8
Jurisdiction	DENVER CO
Township / Civil Division	DENVER
Census Block Group	1
Census Block	1019
Census Tract	4303

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within East Sixth Avenue Parkway listed 1986 · 2 contributing resources · NRIS 86002214

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

245 Elm St is owned by a company that acquired it in October 2022.

Source: Denver City records, as of May 29, 2026

Owner of Record	Company Name on File
Mailing Address	245 ELM ST, DENVER, CO 80220-5738
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 15, 2017	Loan Modification, Mortgage · Conventional Mortgage CITYWIDE BK
Aug 15, 2017	Loan Modification, Mortgage · Conventional Mortgage CITYWIDE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2020 · Amount on File
Deed Sale	Sep 10, 2020 · Amount on File
Prior Sale	Apr 12, 2007 · Amount on File
Deed Document Number	2020146993
Last Transfer Date	Oct 31, 2022
Transfer Doc	0000139544
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DENVER CO
Recording Date	Sep 10, 2020
Property Address	245 ELM ST, DENVER, CO 80220-5738
Document Number	0000146993
Instrument Date	Sep 10, 2020
Instrument	2020146993
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 ELM ST, 245, DENVER, CO 80220-5738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ELM ST, DENVER, CO 80220-5738

Mortgage

Document Number	0000146994
Date	Sep 10, 2020
Instrument	2020146994

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENVER CO
Property Address	245 ELM ST, DENVER, CO 80220-5738
Document Number	0000111779
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ELM ST DENVER CO 802205738, DENVER, CO 80220-5738

Mortgage

Document Number	0000111779
Date	Aug 24, 2017
Instrument	111779

Lender

Name	CITYWIDE BK
Type	Bank
Address	AURORA, CO 80040-0128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DENVER CO
Property Address	245 ELM ST, DENVER, CO 80220-5738
Document Number	0000111777
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 ELM ST DENVER CO 802205738, DENVER, CO 80220-5738

Mortgage

Document Number	0000111777
Date	Aug 24, 2017
Instrument	111777

Lender

Name	CITYWIDE BK
Type	Bank
Address	AURORA, CO 80040-0128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 245 Elm St was $15,717.

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Colorado
County / Municipality	Denver City
Unified School District	Denver County School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,717.00	$205,460 Land $70,830 Building $70,830	$2,914,300 Land $1,004,700 Building $1,909,600
2023	$15,040.00	$194,110 (+37.18%) Land $57,120 Building $136,990	$2,952,100 (+45%) Land $907,500 Building $2,044,600
2022		$141,500 Land $42,800 Building $98,700	$2,036,000 Land $615,800 Building $1,420,200
2021	$10,862.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 245 Elm St; there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 245 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
LiveWireNet Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband, AT&T.

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