245 E Vine St, Letts, IA 52754 Property Records

Louisa County property record for 245 E Vine St, Letts, IA 52754

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,428 sqft · built 1900
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$73,500 (Oct 2006)
Tax Bill	$1,624 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-06-405-003`

Property Details

APN / Parcel Number

Primary APN	`04-06-405-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	384 sqft
Basement Area	308 sqft
Unfinished Basement	308 sqft
Game Room	Game Room
Interior Walls	Unfinished

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Roof Type	Gable
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	1,464 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	168 sqft
Deck Area	96 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	245 E VINE ST
City	LETTS
State	IA
Zip	52754-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06 75 3 LETTS L3 BLK46
Legal Range	03W
Legal Township	75N
Legal Section	06
Legal Subdivision	LETTS
Legal Block	46
Jurisdiction	LOUISA IA
Township / Civil Division	GRANDVIEW
Census Block Group	4
Census Block	4033
Census Tract	450100

Owner

Source: Louisa County records · APN 04-06-405-003

Assessment roll updated October 10, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 E VINE ST, LETTS, IA 52754-9681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage ASCENTRA CREDIT UNION
Nov 30, 2021	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 11, 2006 · Amount on Record
Deed Sale	Oct 11, 2006 · Amount on Record
Deed Document Number	2006741
Deed Book / Page	672 / 52
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Recording Date	Jul 23, 2026
Property Address	245 E VINE ST, LETTS, IA 52754-9681
Document Number	0000001016
Instrument Date	Jul 17, 2026
Instrument	20261016
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 E VINE ST, LETTS, IA 52754-9681

Mortgage

Document Number	0000001016,
Date	Jul 23, 2026
Instrument	20261016

Lender

Name	ASCENTRA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 17, 2036

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA IA
Property Address	245 E VINE ST, LETTS, IA 52754-9681
Transaction Type	Mortgage
Record Updated	Aug 09, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 E VINE ST, LETTS, IA 52754-9681

Mortgage

Document Number	0020212061
Date	Nov 30, 2021
Instrument	2021-2061

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	258 Months
Due	May 01, 2043

Tax Assessment & Valuation

Source: Louisa County records · Assessment roll updated October 10, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Louisa County
Municipality	Letts City
Unified School District	Louisa-Muscatine Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,624.00	$118,600 (+11.83%) Land $9,240 Building $109,360	$118,600 (+11.83%) Land $9,240 Building $109,360
2024	$1,624.00 (-13.25%)
2023		$106,050 (-3.3%) Land $9,240 Building $96,810	$106,050 (-3.3%) Land $9,240 Building $96,810
2022	$1,872.00	$109,670 Land $9,240 Building $100,430
2021			$109,670 Land $9,240 Building $100,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Jun 2014 · other causes

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Uniti Group DSL · Fixed Wireless	200 / 20
Verizon Fixed Wireless	25 / 6
Mutual Telephone Company of Morning Sun, Iowa Fixed Wireless	25 / 3

May also be available: AMG Technology Investment Group, T-Mobile USA.

Based on FCC filings for 143 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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