245 E South St, Elmhurst, IL 60126 Property Records

DuPage County property record for 245 E South St, Elmhurst, IL 60126

Property Summary

Property Type	Single Family Home
Details	2,663 sqft · built 1930
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Tax Bill	$15,612 (2025)
Deeds & Mortgages	May 2020 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-117-012`

Property Details

APN / Parcel Number

Primary APN	`06-12-117-012`

Interior

Stories	2 Stories
Building Area	2,663 sqft Living Area
Gross Area	3,447 sqft
1st Floor Area	1,513 sqft
2nd Floor Area	1,150 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	15.1 ft deep x 8.4 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	245 E SOUTH ST
City	ELMHURST
State	IL
Zip	60126-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	ALDRICHS DIV ALL & TRI MEAS 18 FT ON NLY LN & RNG TO SE COR
Legal Subdivision	ALDRICHS DIV
Legal Block	11
Legal Lot Number	3
Jurisdiction	DU PAGE IL
Township / Civil Division	YORK
Census Block Group	3
Census Block	3011
Census Tract	844002

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 E SOUTH ST, ELMHURST, IL 60126-4001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jan 12, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 6, 2017
Transfer Doc	0000004260
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	245 E SOUTH ST, ELMHURST, IL 60126-4001
Document Number	0000055281
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 19, 2020
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 E SOUTH ST ELMHURST IL 601264001, ELMHURST, IL 60126-4001

Mortgage

Document Number	0000055281
Date	Jun 1, 2020
Instrument	55281

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 31, 2030

Interest

Rate Type	Fixed Rate
Rate	2.62%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	245 E SOUTH ST, ELMHURST, IL 60126-4001
Document Number	0000009428
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 E SOUTH ST ELMHURST IL 601264001, ELMHURST, IL 60126-4001

Mortgage

Document Number	0000009428
Date	Oct 17, 2019
Instrument	9428

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 16, 2029

Interest

Rate Type	Fixed Rate
Rate	3.12%

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 12, 2017
Property Address	245 E SOUTH ST, ELMHURST, IL 60126-4001
Document Number	0000004260
Instrument Date	Jan 6, 2017
Instrument	4260
Transaction Type	Transfer
Record Updated	Jan 27, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 E SOUTH ST ELMHURST IL 601264001, ELMHURST, IL 60126-4001

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	York Township
Municipality	Elmhurst City
Unified School District	Elmhurst School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,612.00 (+17.64%)	$277,759 (+23.53%) Land $151,036 Building $126,723	$833,277 (+23.53%) Land $453,108 Building $380,169
2022	$13,271.00 Homeowner's exemption	$224,860 Land $124,490 Building $100,370	$674,580 Land $373,470 Building $301,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELMHURST serves 45,000 people · EPA ID IL0430350
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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