245 E Ruth Ave, Phoenix, AZ 85020 Property Records

Maricopa County property record for 245 E Ruth Ave, Phoenix, AZ 85020

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,389 sqft · built 2007
Lot Size	0.098 acres (4,271 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Nov 2022)
Tax Bill	$1,232 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`160-51-106A`

Property Details

APN / Parcel Number

Primary APN	`160-51-106A`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,389 sqft Living Area
1st Floor Area	824 sqft
2nd Floor Area	565 sqft

Exterior

Year Built	Built 2007
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,271 sqft (0.098 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	245 E RUTH AVE
City	PHOENIX
State	AZ
Zip	85020-3132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M-H
Legal Description	NORTONS SUB MCR 9-16 W 50.98' OF N 90.00F LOT 23 P/F 06-1333420
Legal Range	03E
Legal Township	03N
Legal Section	32
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	NORTONS SUB
Legal Lot Number	23
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2016
Census Tract	105300

Owner

Source: Maricopa County records · APN 160-51-106A

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	245 E RUTH AVE, PHOENIX, AZ 85020-3132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Nov 30, 2007 · Amount on Record
Deed Document Number	20220866164
Record Updated	Jun 08, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 30, 2022
Property Address	245 E RUTH AVE, PHOENIX, AZ 85020-3132
Document Number	0000866164
Map Reference	MB 9 PG 16
Instrument Date	Nov 09, 2022
Instrument	20220866164
Transaction Type	Transfer
Record Updated	Dec 07, 2022
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 E RUTH AVE, 245, PHOENIX, AZ 85020-3132

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	245 E RUTH AVE, PHOENIX, AZ 85020-3132

Mortgage

Document Number	0000866165
Date	Nov 30, 2022
Instrument	20220866165

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Glendale Union High School District (09 - 12)
Elementary School District	Washington Elementary District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,180 (+13.35%)	$281,800 (+13.35%) Land $56,300 Building $225,500
2025	$1,232.00 (+6.02%)
2024		$24,860	$248,600 Land $49,700 Building $198,900
2023	$1,162.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980–1990)
Most Recent Claim	Jul 1990 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Wi-Fiber Fixed Wireless	400 / 150
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 692 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PHOENIX serves 1,695,000 people
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.