245 E Prospect Ave, Visalia, CA 93291 Property Records

Tulare County property record for 245 E Prospect Ave, Visalia, CA 93291 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,183 sqft · built 1983
Lot Size	0.095 acres (4,116 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Apr 2022)
Tax Bill	$2,819 (2025)
Deeds & Mortgages	May 2022 Transfer Apr 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`091-123-029-000`

Property Details

APN / Parcel Number

Primary APN	`091-123-029-000`
Alternative APNs	`091-123-029` `09112329000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,183 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1987
Construction Type	Wood
Lot Area	4,116 sqft (0.095 acres)
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	091-123-029
Street Address	245 E PROSPECT AVE
City	VISALIA
State	CA
Zip	93291-3073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN OAKS SUB LT 64
Legal Subdivision	TWIN OAKS SUB
Legal Lot Number	64
Jurisdiction	TULARE CA
Township / Civil Division	VISALIA
Census Block Group	2
Census Block	2015
Census Tract	1009

Owner

Source: Tulare County records · APN 091-123-029-000

Assessment roll updated July 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 E PROSPECT AVE, VISALIA, CA 93291-3073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 09, 2022	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Apr 15, 2022	Grant Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Aug 30, 2017	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	Feb 02, 2007 · Amount on Record
Deed Document Number	202223189
Last Transfer Date	Apr 21, 2022
Transfer Doc	0000028732
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULARE CA
Recording Date	May 09, 2022
Property Address	245 E PROSPECT AVE, VISALIA, CA 93291-3073
Document Number	0000028732
Map Reference	MB 31 PG 59
Instrument Date	May 03, 2022
Instrument	2022-0028732
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	245 E PROSPECT AVE, VISALIA, CA 93291-3073

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	TULARE CA
Recording Date	Apr 15, 2022
Property Address	245 E PROSPECT AVE, VISALIA, CA 93291-3073
Document Number	0000023189
Map Reference	MB 31 PG 59
Instrument Date	Apr 04, 2022
Instrument	2022-0023189
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 E PROSPECT AVE, VISALIA, CA 93291-3073

Mortgage

Document Number	0000023190
Date	Apr 15, 2022
Instrument	2022-0023190

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	245 E PROSPECT AVE, VISALIA, CA 93291-3073
Transaction Type	Mortgage
Record Updated	Aug 03, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1519 N VIRMARGO ST, VISALIA, CA 93292-1600

Mortgage

Document Number	0000054011
Date	Jul 26, 2021
Instrument	2021-0054011

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULARE CA
Property Address	245 E PROSPECT AVE, VISALIA, CA 93291-3073
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050330
Date	Aug 30, 2017
Instrument	2017-0050330

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Tulare County records · Assessment roll updated July 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Tulare County
Municipality	Visalia City
Unified School District	Visalia Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,819.00 (+4.99%)	$259,789 (+6.12%) Land $63,672 Building $196,117
2024	$2,685.00 (+2.83%)
2023	$2,611.00 (+11.72%)	$244,800 Land $61,200 Building $183,600
2022	$2,337.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Tulare County (06107C), updated June 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061070010092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 100 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	2 (2015–2020)
Most Recent Claim	Nov 2020, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 695 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Wireless Internet Services	Fixed Wireless (unlicensed)	1,000 / 1,000
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Verizon	Fixed Wireless	300 / 20
OACYS Technology	Fixed Wireless (unlicensed)	100 / 30
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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