245 E Park St, Owatonna, MN 55060 Property Records

Steele County property record for 245 E Park St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,486 sqft · built 1950
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on Record
Last Sale	$139,900 (Jun 2007)
Tax Bill	$2,502 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-125-0209`

Property Details

APN / Parcel Number

Primary APN	`17-125-0209`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Basement Area	30 sqft
Finished Basement	30 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	245 E PARK ST
City	OWATONNA
State	MN
Zip	55060-4055
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNEELAND & SUBDIVISION OF BLK 2 BLK 2 COM 495' E OF NW COR E66' S.7 R W66' N 7 R TO BEG TORRENS PROPERTY
Legal Section	TW
Legal Subdivision	KNEELAND & SUBDIVISION OF BLK 2
Legal Block	2
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1020
Census Tract	960600

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	245 E PARK ST, OWATONNA, MN 55060-4055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Apr 24, 2017	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2007 · Amount on Record
Deed Sale	Jun 19, 2007 · Amount on Record
Deed Document Number	200761725
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	245 E PARK ST, OWATONNA, MN 55060-4055
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	T000080076
Date	Apr 30, 2021
Instrument	T000080076

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	245 E PARK ST, OWATONNA, MN 55060-4055
Transaction Type	Mortgage
Record Updated	May 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, T000074784
Date	Apr 24, 2017
Instrument	T000074784

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,502.00 (+14.35%) Homeowner's exemption	$196,100 (+3.54%) Land $32,300 Building $163,800	$196,100 (+3.54%) Land $32,300 Building $163,800
2025		$189,400 (+19.04%) Land $32,300 Building $157,100	$189,400 (+19.04%) Land $32,300 Building $157,100
2023	$2,188.00 Homeowner's exemption	$159,100 Land $23,000 Building $136,100	$159,100 Land $23,000 Building $136,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Minnesota WiFi, T-Mobile, Verizon.

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