Bay County property record for 245 E Munger Rd, Munger, MI 48747 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 828 sqft · built 1954 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $74,900 (Sep 2019) |
| Tax Bill | $1,234 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 090-016-300-010-00 |
| Primary APN | 090-016-300-010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 828 sqft Living Area |
| 1st Floor Area | 828 sqft |
| Basement Area | 828 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 115 ft deep x 68 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 245 E MUNGER RD |
|---|---|
| City | MUNGER |
| State | MI |
| Zip | 48747-9701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 148 FT OF E 68 FT OF SW 1/4. SEC.16,T13N,R6E LIFE ESTATE |
| Jurisdiction | BAY MI |
| Township / Civil Division | MERRITT |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 285300 |
Source: Bay County records · APN 090-016-300-010-00
Assessment roll updated May 18, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 245 E MUNGER RD, MUNGER, MI 48747-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Sep 03, 2019 | Warranty Deed, Transfer · VA Mortgage WINTRUST MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2019 · Amount on Record |
| Deed Sale | Sep 03, 2019 · Amount on Record |
| Prior Sale | Mar 25, 2009 · Amount on Record |
| Deed Document Number | 201912175 |
| Prior Transfer Date | Oct 30, 2000 |
| Prior Transfer Doc | 1714000721 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 245 E MUNGER RD, MUNGER, MI 48747-9701 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2021 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 202103827 |
|---|---|
| Date | Mar 08, 2021 |
| Instrument | 202103827 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Sep 03, 2019 |
| Property Address | 245 E MUNGER RD, MUNGER, MI 48747-9701 |
| Document Number | 0000012175 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 12175 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $644.14 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5187 PARK DR FAIRGROVE MI 487339701, FAIRGROVE, MI 48733-9701 |
| Document Number | 12176 |
|---|---|
| Date | Sep 03, 2019 |
| Instrument | 12176 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | ROSEMONT, IL 60018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 02, 2049 |
Source: Bay County records · Assessment roll updated May 18, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Merritt Township |
| Unified School District | Bay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,234.00 (+24.77%) Homeowner's exemption | $54,050 (+46.88%) | $108,100 (+46.88%) |
| 2023 | $36,800 | $73,600 | |
| 2022 | $989.00 |
Source: FEMA National Flood Hazard Layer, Bay County (26017C), updated February 17, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fixed Wireless | 25 / 6 |
| Air Advantage | Fixed Wireless (licensed-by-rule) | 10 / 1 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: TDS Telecom, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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