245 E Main St, Searsport, ME 04974 Property Records

Waldo County and Searsport Town property record for 245 E Main St, Searsport, ME 04974

Property Summary

Property Type	Single Family Home
Lot Size	7.7 acres (335,412 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Mar 2023)
Tax Bill	$8,597 (2025)
Deeds & Mortgages	Jul 2022 Refinance Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:007 L:065=A&65`

Property Details

APN / Parcel Number

Primary APN	`M:007 L:065=A&65`
Alternative APNs	`SEAP M:007 L:065-A&65` `1036`

Exterior

Architectural Style	Multi-Family
Lot Area	335,412 sqft (7.7 acres)

Location & Zoning

Account Number	1036
Street Address	245 E MAIN ST
City	SEARSPORT
State	ME
Zip	04974-3105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	65-A&65
Jurisdiction	SEARSPORT ME
Township / Civil Division	SEARSPORT
Census Block Group	6
Census Block	6018
Census Tract	42000

Owner

Source: Waldo County and Searsport Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 E MAIN ST, SEARSPORT, ME 04974-3105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK
Mar 1, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PRIMARY RESIDENTIAL MORTGAGE
Sep 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on Record
Deed Sale	Mar 1, 2023 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	20231234
Deed Book / Page	4886 / 244
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEARSPORT ME
Property Address	245 E MAIN ST, SEARSPORT, ME 04974-3105
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004817/279
Date	Jul 6, 2022
Book Page	4817/279
Instrument	2022-6005

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2047

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEARSPORT ME
Recording Date	Mar 1, 2023
Property Address	245 E MAIN ST, SEARSPORT, ME 04974-3105
Document Number	004886/244
Book / Page	4886 / 244
Instrument Date	Feb 28, 2023
Instrument	2023-1234
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 61, HARTLAND, ME 04943-0061

Mortgage

Document Number	0020231235
Date	Mar 1, 2023
Instrument	2023-1235

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEARSPORT ME
Recording Date	Sep 30, 2021
Property Address	245 E MAIN ST, SEARSPORT, ME 04974-3105
Document Number	4714/96
Book / Page	4714 / 96
Instrument Date	Sep 28, 2021
Instrument	2021-11047
Transaction Type	Transfer
Record Updated	Oct 18, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	47 GOLDEN EAGLE TRL, CLARK, WY 82435-8176

Mortgage

Document Number	202111048
Date	Sep 30, 2021
Instrument	2021-11048

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Waldo County and Searsport Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Waldo County
County Subdivision	Searsport Town
Unified School District	Regional School Unit 20 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,597.00 (+12.94%)	$514,800 (+54.87%) Land $324,000 Building $190,800
2024	$7,612.00 (+18.66%)	$332,400 (-) Land $209,000 Building $123,400
2022	$6,415.00	$332,400 Land $209,000 Building $123,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1992–2009)
Most Recent Claim	Jun 2009 · Severe Storms, Flooding, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARSPORT WATER DISTRICT serves 2,763 people · EPA ID ME0091440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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