245 E Main St, Frankfort, NY 13340 Property Records

Herkimer County and Frankfort Town property record for 245 E Main St, Frankfort, NY 13340

Property Summary

Property Type	Commercial
Lot Size	0.159 acres (6,960 sqft)
Owner	Company Name on Record
Last Sale	$1,000 (Dec 2016)
Tax Bill	$747 (2026)
Deeds & Mortgages	Apr 2019 Refinance
APN	`212601 112.74-1-49`

Property Details

APN / Parcel Number

Primary APN	`212601 112.74-1-49`
Alternative APNs	`260111207400010490000000` `012022380`

Exterior

Lot Area	6,960 sqft (0.159 acres)
Lot Dimensions	116 ft deep x 60 ft wide
Porch	Porch
Porch Area	400 sqft
Pole Barn	3,040 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	012022380
Street Address	245 E MAIN ST
City	FRANKFORT
State	NY
Zip	13340
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	B
Legal Description	N 245 N-VILLAGE E-HOLDEN COM 60X116 E MAIN ST
Legal Block	1
Legal Lot Number	49.000
Jurisdiction	HERKIMER NY
Township / Civil Division	FRANKFORT
Census Block Group	1
Census Block	1008
Census Tract	10201

Owner

Source: Herkimer County and Frankfort Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	510 S LITCHFIELD ST, FRANKFORT, NY 13340-1235
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2016 · Amount on Record
Deed Sale	Dec 19, 2016 · Amount on Record
Deed Book / Page	2016 / 2452
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERKIMER NY
Property Address	245 E MAIN ST, FRANKFORT, NY 13340
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20191603
Date	Apr 22, 2019
Instrument	2019-1603

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Herkimer County and Frankfort Town assessment roll, as of May 1, 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Frankfort Town
Municipality	Frankfort Village
Unified School District	Frankfort-Schuyler Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$747.00 (+1.22%)
2025	$738.00 (+16.04%)	$10,000 (-) Land $7,500 Building $2,500	$21,844 (+11.4%) Land $16,383 Building $5,461
2023		$10,000 Land $7,500 Building $2,500	$19,608 Land $14,706 Building $4,902
2020	$636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	8 (1981–2013)
Most Recent Claim	Jul 2013 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2013 · 2 claims Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKFORT (V) WATER WORKS serves 2,995 people · EPA ID NY2102301
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20