245 E Main St, Decatur, IL 62523 Property Records

Macon County property record for 245 E Main St, Decatur, IL 62523

Property Summary

Property Type	Commercial
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Company Names on Record
Tax Bill	$4,662 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`04-12-14-159-001`

Property Details

APN / Parcel Number

Primary APN	`04-12-14-159-001`
Alternative APN	`12-14-159-001`

Exterior

Lot Area	31,363 sqft (0.72 acres)

Location & Zoning

Account Number	041214159001
Street Address	245 E MAIN ST
City	DECATUR
State	IL
Zip	62523
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	MUNICIPAL
Legal Description	NORTH DECATUR ADD N/K/A ALLEN MCREYNOLDS & COS ADD LTS 1-2-3-4 & W1/2 LT 6 BLK 8 & VAC PARKING LOT TIF IRREG
Legal Range	03
Legal Township	02
Legal Section	01
Legal Subdivision	NORTH DECATUR ADD
Legal Block	8
Legal Lot Number	1-6
Jurisdiction	MACON IL
Township / Civil Division	DECATUR
Census Block Group	1
Census Block	1072
Census Tract	3100

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 529, MATTOON, IL 61938-0529
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit FIRST MID ILLINOIS BK & TR NA
Aug 3, 2023	Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	245 E MAIN ST, DECATUR, IL 62523
Transaction Type	Mortgage
Record Updated	Apr 24, 2024
Title Company	FIRST TITLE GROUP, FIRST IL TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00005006/1
Date	Apr 2, 2024
Book Page	5006/1
Instrument	2023985

Lender

Name	FIRST MID ILLINOIS BK & TR NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Apr 1, 2027

Interest

Rate Type	Adjustable Rate

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MACON IL
Recording Date	Aug 3, 2023
Property Address	245 E MAIN ST, DECATUR, IL 62523
Document Number	004966/397
Book / Page	4966 / 397
Map Reference	BK G PG 365
Instrument Date	Jul 17, 2023
Instrument	2014418
Transaction Type	Transfer
Record Updated	Aug 30, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 529, MATTOON, IL 61938-0529
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Decatur Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,662.00 (+9.67%)	$49,962 (+20.18%) Land $49,352 Building $610	$149,901 (+20.18%) Land $148,071 Building $1,830
2022	$4,251.00	$41,574 Land $41,066 Building $508	$124,734 Land $123,210 Building $1,524

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Fidium Fiber, T-Mobile.

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