245 E Hudson Ave, Villas, NJ 08251 Property Records

Cape May County and Lower Township property record for 245 E Hudson Ave, Villas, NJ 08251

Property Summary

Property Type	Single Family Home
Details	814 sqft · built 1940
Lot Size	0.109 acres (4,739 sqft)
Owner	Individual Name on File
Tax Bill	$2,078 (2024)
Deeds & Mortgages	Mar 2024 Mortgage Jan 2020 Mortgage
APN	`05-00082-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`05-00082-0000-00023`
Alternative APN	`050008200023`

Interior

Stories	1 Story
Building Area	814 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	4,739 sqft (0.109 acres)
Lot Dimensions	79 ft deep x 60 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	245 E HUDSON AVE
City	VILLAS
State	NJ
Zip	08251-2629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L24
Legal Block	82
Legal Lot Number	23
Jurisdiction	CAPE MAY NJ
Township / Civil Division	LOWER
Census Block Group	3
Census Block	3034
Census Tract	21804

Owner

245 E Hudson Ave is owned by an individual who acquired it in April 1993.

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner of Record	Individual Name on File
Mailing Address	103 EDNA AVE, VILLAS, NJ 08251-1325
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 1993
Deed Sale	Apr 29, 1993
Prior Sale	Jul 16, 1990 · Amount on File
Deed Book / Page	2348 / 288
Prior Transfer Date	Apr 23, 1993
Prior Transfer Doc	2348000288
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	245 E HUDSON AVE, VILLAS, NJ 08251-2629
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	STEWART ODYSSTITLE INSURANCE, STEWART TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033645
Date	Mar 14, 2024
Book Page	M6711/197
Instrument	2024033645

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency

Agreement

Amount	Amount on Record

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAPE MAY NJ
Property Address	245 E HUDSON AVE, VILLAS, NJ 08251-2629
Document Number	0061460157
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 17, 2020
Title Company	SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 E HUDSON AVE VILLAS NJ 082512629, VILLAS, NJ 08251-2629

Mortgage

Document Number	0061460157
Date	Jan 14, 2020
Book Page	006146/000157
Instrument	1331

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2050

Interest

Rate Type	Adjustable Rate
Rate	8.25%

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
County Subdivision	Lower Township
Secondary School District	Lower Cape May Regional School District (07 - 12)
Elementary School District	Lower Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,700 (-) Land $71,600 Building $31,100	$102,700 (-) Land $71,600 Building $31,100
2025		$102,700 Land $71,600 Building $31,100	$102,700 Land $71,600 Building $31,100
2024	$2,078.00
2023		$102,700 Land $71,600 Building $31,100	$102,700 Land $71,600 Building $31,100
2022	$1,985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 245 E Hudson Ave; there have been 24 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 77 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	77 in force
Nearby Flood Claims	24 (1979–2018)
Most Recent Claim	Oct 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 8 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 E Hudson Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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