245 E Adams St, Jacksonville, FL 32202 Property Records

Duval County property record for 245 E Adams St, Jacksonville, FL 32202

Property Summary

Property Type	Commercial Office
Details	1 bd · 13 ba · 7,440 sqft · built 1954
Lot Size	0.132 acres (5,745 sqft)
Owner	Company Name on Record
Last Sale	$845,000 (Jul 2026)
Tax Bill	$16,285 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`073442-0000`

Property Details

APN / Parcel Number

Primary APN	`073442-0000`

Interior

Bedrooms	1 Bed
Full Baths	13 Baths
Total Rooms	33 Rooms
Units	38 Units
Stories	2 Stories
Building Area	7,440 sqft Gross Area
1st Floor Area	3,656 sqft
Upper Floors Area	3,710 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gambrel
Roof Material	Built-Up Asphalt
Lot Area	5,745 sqft (0.132 acres)
View / Lot	Commercial

Exterior Amenities

Patio Area	20 sqft
Balcony Area	20 sqft
Canopy	54 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	245 E ADAMS ST
City	JACKSONVILLE
State	FL
Zip	32202-3327
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	CCBD
Legal Description	39-2S-26E JAX HARTS MAP E1/2 LOT 3 BLK 9
Legal Range	26E
Legal Township	02S
Legal Section	39
Legal Subdivision	JACKSONVILLE HARTS MAP
Legal Block	9
Legal Lot Number	3
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE WEST
Census Block Group	1
Census Block	1041
Census Tract	17200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Jacksonville Historic District (Additional Documentation) listed 2016 · 161 contributing resources · NRIS 16000212

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	245 E ADAMS ST, JACKSONVILLE, FL 32202-3327
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage SUN FINANCE COMPANY LLC
Mar 3, 2022	Warranty Deed, Transfer · Balloon Mortgage 245 EAST ADAMS LLC
Apr 3, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Mar 3, 2022 · Amount on Record
Deed Document Number	2026156727
Deed Book / Page	21969 / 265
Prior Transfer Date	Feb 22, 2022
Prior Transfer Doc	0201700536
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jul 8, 2026
Property Address	245 E ADAMS ST, JACKSONVILLE, FL 32202-3327
Document Number	0000156727
Book / Page	21969 / 265
Instrument Date	Jul 2, 2026
Instrument	2026156727
Transaction Type	Transfer
Record Updated	Jul 22, 2026
Title Company	SOUTHERN TITLE, SOUTHERN CAPITAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$597,415.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	JACKSONVILLE, FL 32256

Mortgage

Document Number	0000156728,
Date	Jul 8, 2026
Instrument	2026156728

Lender

Name	SUN FINANCE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.53%
Max Rate	-1%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Mar 3, 2022
Property Address	245 E ADAMS ST, JACKSONVILLE, FL 32202-3327
Document Number	0201700536
Book / Page	20170 / 536
Instrument Date	Feb 22, 2022
Instrument	2022058702
Transaction Type	Transfer
Record Updated	Apr 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 S 12TH ST # ST324, 101, TAMPA, FL 33602-4207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 TYLER ST, HOLLYWOOD, FL 33020-4518

Mortgage

Document Number	0020170541
Date	Mar 3, 2022
Instrument	20170/541

Lender

Name	245 EAST ADAMS LLC
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Feb 23, 2029

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Apr 3, 2019
Property Address	245 E ADAMS ST, JACKSONVILLE, FL 32202-3327
Document Number	0187401589
Book / Page	018740 / 001589
Instrument Date	Mar 27, 2019
Instrument	74057
Transaction Type	Transfer
Record Updated	Apr 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	219 N NEWNAN ST JACKSONVILLE FL 322023227, JACKSONVILLE, FL 32202-3227

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$841,200 (-6.27%) Land $120,383 Building $720,817	$841,200 (-6.27%) Land $120,383 Building $720,817
2025	$16,285.00 (+5.56%)	$897,500 (+28.42%) Land $126,390 Building $771,110	$897,500 (+28.42%) Land $126,390 Building $771,110
2024	$15,427.00 (+15.77%)
2023	$13,325.00 (+20.45%)	$698,900 (+15.06%) Land $114,900 Building $584,000	$698,900 (+15.06%) Land $114,900 Building $584,000
2022	$11,063.00	$607,400 Land $86,175 Building $521,225	$607,400 Land $86,175 Building $521,225

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	18 (1983–2019)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Jun 2019
Claims by Event	Hurricane Irma, Sep 2017 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Verizon, WiFast.

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