245 Ducal St, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 245 Ducal St, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,979 sqft · built 2019
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$313,000 (Mar 2025)
Tax Bill	$469 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`065-3-276-00-0`

Property Details

APN / Parcel Number

Primary APN	`065-3-276-00-0`
Alternative APNs	`41728` `89010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,979 sqft Gross Area
1st Floor Area	1,979 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	114 ft deep x 69 ft wide
Garage Area	469 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 DUCAL ST
City	AUGUSTA
State	GA
Zip	30909-0072
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	HAYNE'S STATION LOT 11 BLK S PH 10
Legal Subdivision	HAYNES STATION
Legal Phase	10
Legal Block	S
Legal Lot Number	11
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	2
Census Block	2018
Census Tract	10207

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 DUCAL ST, AUGUSTA, GA 30909-0072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL
Jun 10, 2022	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
Feb 18, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage SRP FCU
Sep 6, 2019	Loan Modification, Mortgage CADENCE BK NA
Sep 6, 2019	Loan Modification, Mortgage CADENCE BK NA
Sep 26, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2025 · Amount on Record
Deed Sale	Mar 11, 2025 · Amount on Record
Prior Sale	Jun 14, 2022 · Amount on Record
Deed Book / Page	1959 / 1380
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	245 DUCAL ST, AUGUSTA, GA 30909-0072
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 DUCAL ST, AUGUSTA, GA 30909-0072

Mortgage

Document Number	0019940000002047
Date	Dec 8, 2025
Book Page	0000001994/0000002047

Lender

Name	VILLAGE CAPITAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Jun 10, 2022
Property Address	245 DUCAL ST, AUGUSTA, GA 30909-0072
Document Number	0018461028
Book / Page	1846 / 1028
Instrument Date	Jun 10, 2022
Instrument	2022-004544
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 DUCAL ST, AUGUSTA, GA 30909-0072

Mortgage

Document Number	2022028210
Date	Jun 10, 2022
Instrument	2022028210

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHMOND GA
Recording Date	Feb 18, 2020
Property Address	245 DUCAL ST, AUGUSTA, GA 30909-0072
Document Number	0017150663
Book / Page	001715 / 000663
Instrument Date	Jan 24, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 DUCAL ST

Mortgage

Document Number	17150665
Date	Feb 18, 2020
Book Page	001715/000665

Lender

Name	SRP FCU
Type	Credit Union
Address	NORTH AUGUSTA, SC 29861

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND GA
Property Address	245 DUCAL ST, AUGUSTA, GA 30909-0072
Document Number	0017011924
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	245 DUCAL ST GA, GA
Investor	Possibly a Property Investor

Mortgage

Document Number	0017011924
Date	Oct 31, 2019
Book Page	001701/001924

Lender

Name	CADENCE BK NA

Agreement

Amount	Amount Recorded

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND GA
Property Address	245 DUCAL ST, AUGUSTA, GA 30909-0072
Document Number	0016960456
Instrument Date	Sep 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	245 DUCAL ST
Investor	Possibly a Property Investor

Mortgage

Document Number	0016960456
Date	Sep 26, 2019
Book Page	001696/000456

Lender

Name	CADENCE BK NA

Agreement

Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Sep 26, 2019
Property Address	245 DUCAL ST, AUGUSTA, GA 30909-0072
Document Number	0016960454
Book / Page	001696 / 000454
Instrument Date	Sep 6, 2019
Transaction Type	Transfer
Record Updated	Nov 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	245 DUCAL ST
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$469.00 (-87.36%)
2025	$3,709.00 (+10.35%)	$120,548 (+2.47%) Land $18,200 Building $102,348	$301,370 (+2.47%) Land $45,500 Building $255,870
2023	$3,361.00 (+3.35%)	$117,640 (+15.33%) Land $18,200 Building $99,440	$294,100 (+15.33%) Land $45,500 Building $248,600
2022	$3,252.00	$102,003 Land $18,200 Building $83,803	$255,008 Land $45,500 Building $209,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: WOW Internet, Cable & Phone.

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