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245 Desoto Ave, Hernando, MS 38632 Property Records

DeSoto County property record for 245 Desoto Ave, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,007 sqft · built 2003
Lot Size0.293 acres (12,783 sqft)
OwnerIndividual Name on File
Tax Bill$1,902 (2025)
Deeds & MortgagesApr 2024 Line of Credit
Dec 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN3-07-3-07-19-0-00065-00

Property Details

APN / Parcel Number

Primary APN3-07-3-07-19-0-00065-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Stories1 Story
Building Area2,007 sqft Adjusted Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area12,783 sqft (0.293 acres)
Lot Dimensions148 ft deep x 72 ft wide
Patio Area139 sqft

Location & Zoning

Street Address245 DESOTO AVE
CityHERNANDO
StateMS
Zip38632-1205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCLIFTON COURTS SEC B LOT 65
Legal Range07
Legal Township03
Legal Section07
Legal SubdivisionCLIFTON COURTS SEC B
Legal Lot Number65
JurisdictionDESOTO MS
Township / Civil Division5
Census Block Group2
Census Block2019
Census Tract71121

Owner

Source: DeSoto County records · APN 3-07-3-07-19-0-00065-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address245 DESOTO AVE, HERNANDO, MS 38632-1205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2024Deed of Trust, Mortgage · Line of Credit
BANKFIRST FINANCIAL SERVICES
Dec 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
SYCAMORE BANK
Feb 03, 2021Deed of Trust, Mortgage · Line of Credit
SYCAMORE BANK
Feb 10, 2022Deed of Trust, Mortgage · Line of Credit
SYCAMORE BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 18, 2008
Deed SaleSep 18, 2008
Deed Document Number0000593657
Deed Book / Page593 / 657
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address245 DESOTO AVE, HERNANDO, MS 38632-1205
Transaction TypeMortgage
Record UpdatedMay 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 DESOTO AVE, HERNANDO, MS 38632-1205

Mortgage

Document Number5661/34152
DateApr 17, 2024
Book Page5661/34152
Lender
NameBANKFIRST FINANCIAL SERVICES
TypeBank
AddressSENATOBIA, MS 38668
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 05, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address245 DESOTO AVE, HERNANDO, MS 38632-1205
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004462/145
DateDec 06, 2017
Book Page4462/145
InstrumentT04462-00145
Lender
NameSYCAMORE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueDec 13, 2020
Interest
Rate TypeFixed Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address245 DESOTO AVE, HERNANDO, MS 38632-1205
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 DESOTO AVE, HERNANDO, MS 38632-1205

Mortgage

Document Number005153/242
DateFeb 03, 2021
Book Page5153/242
Lender
NameSYCAMORE BANK
TypeBank
AddressSENATOBIA, MS 38668
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address245 DESOTO AVE, HERNANDO, MS 38632-1205
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 DESOTO AVE, HERNANDO, MS 38632-1205

Mortgage

Document Number005462/282
DateFeb 10, 2022
Book Page5462/282
Lender
NameSYCAMORE BANK
TypeBank
AddressSENATOBIA, MS 38668
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueFeb 15, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,902.00 (+15.62%)$16,327 (+37.63%) Land $2,000 Building $14,327$163,267 (+37.62%) Land $20,000 Building $143,267
2023$1,645.00$11,863$118,634 Land $20,000 Building $98,634

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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