245 Davidson Gateway Dr, Davidson, NC 28036 Property Records

Mecklenburg County property record for 245 Davidson Gateway Dr, Davidson, NC 28036

Property Summary

Property Type	Single Family Home
Lot Size	0.034 acres (1,481 sqft)
Owner	Individual Name on File
Last Sale	$627,000 (Jul 2026)
Tax Bill	$948 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2025 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-232-40`

Property Details

APN / Parcel Number

Primary APN	`003-232-40`

Exterior

Architectural Style	Multi-Family
Lot Area	1,481 sqft (0.034 acres)

Location & Zoning

Street Address	245 DAVIDSON GATEWAY DR
City	DAVIDSON
State	NC
Zip	28036-7005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L11 M75-872
Legal Subdivision	DAVIDSON COTTAGES
Legal Lot Number	11
Jurisdiction	MECKLENBURG NC
Township / Civil Division	9, DEWEESE
Census Block Group	1
Census Block	1011
Census Tract	6403

Owner

Source: Mecklenburg County assessment roll, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	245 DAVIDSON GATEWAY DR, DAVIDSON, NC 28036-7005
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Special Warranty Deed · Conventional Mortgage WELLS FARGO
Nov 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PINNACLE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Deed Document Number	202681100
Deed Book / Page	40607 / 686
Record Updated	Sep 20, 2026

July 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 29, 2026
Property Address	245 DAVIDSON GATEWAY DR, DAVIDSON, NC 28036-7005
Document Number	0000081100
Book / Page	40607 / 686
Instrument Date	Jul 27, 2026
Instrument	202681100
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$126,654.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 DAVIDSON GATEWAY DR, DAVIDSON, NC 28036-7005

Mortgage

Document Number	0000081101,
Date	Jul 29, 2026
Book Page	40607/688
Instrument	202681101

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	DAVIDSON, NC 28036
Transaction Type	Mortgage
Record Updated	Nov 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2550 W TYVOLA RD 100, 100, CHARLOTTE, NC 28217-4579
Investor	Possibly a Property Investor

Mortgage

Document Number	0000112647
Date	Nov 3, 2025
Book Page	39977/669
Instrument	2025112647

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Stand-Alone Second Mortgage

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Davidson Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00	$125,000 Land $125,000	$125,000 Land $125,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Uniti Group.

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