245 Cummings Dr, Bartlett, IL 60103 Property Records

Cook County property record for 245 Cummings Dr, Bartlett, IL 60103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,888 sqft · built 1995
Lot Size0.178 acres (7,762 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Jun 2023)
Tax Bill$1,553 (2023)
Deeds & MortgagesJun 2023 Sale & Mortgage
Apr 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN06-31-309-017

Property Details

APN / Parcel Number

Primary APN06-31-309-017
Alternative APN
  • 06-31-309-017-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,888 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleMulti-Level
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area7,762 sqft (0.178 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address245 CUMMINGS DR
CityBARTLETT
StateIL
Zip60103-1366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range9E
Legal Township41N
Legal Section31
Legal SubdivisionWESTRIDGE/BARTLETT 02
Legal Lot Number325
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group2
Census Block2019
Census Tract804514

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address668 E INDEPENDENCE DR, 3, PALATINE, IL 60074-1996
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2023Warranty Deed, Transfer · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Apr 12, 2023Deed, Transfer · Line of Credit
HEARTLAND BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 2023 · Amount on Record
Deed SaleJun 7, 2023 · Amount on Record
Prior SaleApr 12, 2023 · Amount on Record
Deed Document Number202310013
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJun 7, 2023
Property Address245 CUMMINGS DR, BARTLETT, IL 60103-1366
Document Number0015810013
Map ReferenceDOC 94508875
Instrument DateMay 17, 2023
Instrument2315810013
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$425.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address245 CUMMINGS DR, BARTLETT, IL 60103-1366

Mortgage

Document Number0015810014
DateJun 7, 2023
Instrument2315810014
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2053

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionCOOK IL
Recording DateApr 12, 2023
Property Address245 CUMMINGS DR, BARTLETT, IL 60103-1366
Document Number0010213238
Map ReferenceDOC 94508875
Instrument DateApr 6, 2023
Instrument2310213238
Transaction TypeTransfer
Record UpdatedJun 6, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address36W995 RED GATE RD, SAINT CHARLES, IL 60175-6223

Mortgage

Document Number0010213239
DateApr 12, 2023
Instrument2310213239
Lender
NameHEARTLAND BANK & TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueApr 12, 2024
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityBartlett Village
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,000 (+30.06%) Land $7,762 Building $34,238$420,000 (+30.06%) Land $77,620 Building $342,380
2023$1,553.00 (-80.94%)
2022$8,147.00$32,293 Land $6,597 Building $25,696$322,930 Land $65,970 Building $256,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARTLETT
serves 41,500 people · EPA ID IL0314120
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionApr 2025
Lead20 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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