245 Croton Dam Rd, Ossining, NY 10562 Property Records

Westchester County and New Castle Town property record for 245 Croton Dam Rd, Ossining, NY 10562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,176 sqft · built 1954
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Apr 2020)
Tax Bill	$13,793 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`553600 80.17-1-8`

Property Details

APN / Parcel Number

Primary APN	`553600 80.17-1-8`
Alternative APNs	`360008001700010080000000` `1551000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,176 sqft Living Area
1st Floor Area	2,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood
Foundation Type	Raised
Lot Area	89,734 sqft (2.06 acres)
Garage Area	1,128 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	696 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Water Source	Well

Location & Zoning

Account Number	1551000
Street Address	245 CROTON DAM RD
City	OSSINING
State	NY
Zip	10562-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2A
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	NEW CASTLE
Census Block Group	2
Census Block	2028
Census Tract	13103

Owner

Source: Westchester County and New Castle Town records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 CROTON DAM RD, OSSINING, NY 10562-2108
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENWAY MORTGAGE FUNDING CORP
Apr 20, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage GREENWAY MORTGAGE FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	2020600973368
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	245 CROTON DAM RD, OSSINING, NY 10562-2108
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	ETITLE AGENCY INC, TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CROTON DAM RD, OSSINING, NY 10562-2108

Mortgage

Document Number	0612773011
Date	Oct 4, 2021
Instrument	612773011

Lender

Name	GREENWAY MORTGAGE FUNDING CORP
Type	Mortgage Company
Address	MIDDLETOWN, NJ 07748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

April 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 20, 2020
Property Address	245 CROTON DAM RD, OSSINING, NY 10562-2108
Document Number	0600973368
Map Reference	MAP 16573
Instrument Date	Apr 13, 2020
Instrument	600973368
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	REALTY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	191 N MIDLAND AVE # AVE1F, 191, NYACK, NY 10960-1942

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 RAMAPO RD, OSSINING, NY 10562-4512

Mortgage

Document Number	0601073330
Date	Apr 20, 2020
Instrument	601073330

Lender

Name	GREENWAY MORTGAGE FUNDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Westchester County and New Castle Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	New Castle Town
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,793.00 (+28.38%)
2025	$10,744.00	$72,500 (-) Land $41,300 Building $31,200	$519,713 (+0.86%) Land $296,057 Building $223,656
2024		$72,500 (+17.03%) Land $41,300 Building $31,200	$515,280 (+23.1%) Land $293,532 Building $221,748
2023		$61,950 Land $41,300 Building $20,650	$418,581 Land $279,054 Building $139,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1979–2021)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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