Centre County property record for 245 Commerce St, Pleasant Gap, PA 16823
| Property Type | Commercial |
|---|---|
| Details | built 1975 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | Company Name on File |
| Last Sale | $800,000 (Mar 2022) |
| Tax Bill | $4,584 (2026) |
| Deeds & Mortgages | Mar 2024 Mortgage Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-005-,012-,0000 |
| Primary APN | 13-005-,012-,0000 |
|---|
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 108,900 sqft (2.5 acres) |
| Street Address | 245 COMMERCE ST |
|---|---|
| City | PLEASANT GAP |
| State | PA |
| Zip | 16823-7422 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | SPRING |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 11002 |
245 Commerce St, a commercial property, is owned by a company that bought it in March 2022.
Source: Centre County records, as of April 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 245 COMMERCE ST, BELLEFONTE, PA 16823-7422 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2024 | Deed of Trust, Mortgage SEDA COG LOCAL DEVELOPMENT CORP |
| Mar 24, 2022 | Deed, Transfer · Commercial Mortgage PENN STATE FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2022 · Amount on File |
| Deed Sale | Mar 24, 2022 · Amount on File |
| Prior Sale | Jan 1, 2004 |
| Deed Book / Page | 2289 / 960 |
| Prior Transfer Date | Jan 12, 2011 |
| Prior Transfer Doc | 02073/0936 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 245 COMMERCE ST, PLEASANT GAP, PA 16823-7422 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000231/467 |
|---|---|
| Date | Mar 8, 2024 |
| Book Page | 231/467 |
| Name | SEDA COG LOCAL DEVELOPMENT CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | LEWISBURG, PA 17837 |
| Amount | Amount on Record |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | CENTRE PA |
| Recording Date | Mar 24, 2022 |
| Property Address | 245 COMMERCE ST, PLEASANT GAP, PA 16823-7422 |
| Document Number | 002289/960 |
| Book / Page | 2289 / 960 |
| Map Reference | VOL 2073 PG 936 |
| Instrument Date | Mar 22, 2022 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 COMMERCE ST, BELLEFONTE, PA 16823-7422 |
| Document Number | 0002289961 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2289/961 |
| Name | PENN STATE FCU |
|---|---|
| Type | Credit Union |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 24, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 002289/963 |
|---|---|
| Date | Mar 24, 2022 |
| Book Page | 2289/963 |
| Name | PENN STATE FCU |
|---|---|
| Type | Credit Union |
| Address | STATE COLLEGE, PA 16803 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 24, 2023 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 245 Commerce St was $4,584.
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Spring Township |
| Unified School District | Bellefonte Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,584.00 | $66,390 Land $13,000 Building $53,390 | |
| 2025 | $132,780 Land $26,000 Building $106,780 | ||
| 2024 | $4,235.00 | $66,390 Land $13,000 Building $53,390 | |
| 1994 | $132,780 Land $26,000 Building $106,780 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 245 Commerce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 245 Commerce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING TWP WATER AUTHORITY serves 3,300 people · EPA ID PA4140118 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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