Franklin County property record for 245 Coldstream Dr, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · built 1968 |
| Lot Size | 0.332 acres (14,493 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Sep 2024) |
| Tax Bill | $2,995 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 049-40-02-044.00 |
| Primary APN | 049-40-02-044.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 14,493 sqft (0.332 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Garage Type | Basement |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 80557 |
|---|---|
| Street Address | 245 COLDSTREAM DR |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-4230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 |
| Legal Subdivision | WESTGATE |
| Legal Lot Number | 20 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 70403 |
Source: Franklin County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 COLDSTREAM DR, FRANKFORT, KY 40601-4230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2024 · Amount on Record |
| Deed Sale | Sep 25, 2024 · Amount on Record |
| Prior Sale | Jun 5, 2020 · Amount on Record |
| Deed Document Number | 2024853040 |
| Deed Book / Page | 631 / 41 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 5, 2020 |
| Property Address | 245 COLDSTREAM DR, FRANKFORT, KY 40601-4230 |
| Document Number | D593/839 |
| Book / Page | D593 / 839 |
| Map Reference | CAB E SL 282 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 505785 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $327.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 913 STONEY CREEK DR, 913, FRANKFORT, KY 40601-8909 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 245 COLDSTREAM DR, FRANKFORT, KY 40601-4230 |
| Document Number | 505786 |
|---|---|
| Date | Jun 5, 2020 |
| Instrument | 505786 |
| Name | CENTRAL KENTUCKY AG CREDIT ASSN |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 293 Months |
| Due | Nov 4, 2044 |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,995.00 (+127.93%) | $250,000 (+127.27%) Land $20,000 Building $230,000 | $250,000 (+127.27%) Land $20,000 Building $230,000 |
| 2023 | $1,314.00 (+0.92%) | $110,000 (-) | $110,000 (-) |
| 2022 | $1,302.00 | $110,000 | $110,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT PLANT BOARD serves 52,153 people · EPA ID KY0370143 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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