Hays County property record for 245 Cold Spg, Buda, TX 78610
| Property Type | Single Family Home |
|---|---|
| Details | 1,909 sqft · built 2007 |
| Lot Size | 0.182 acres (7,930 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $277,472 (Mar 2022) |
| Tax Bill | $6,359 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 115384000G020002 |
| Primary APN | 115384000G020002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,909 sqft Living Area |
| Gross Area | 2,422 sqft |
| 1st Floor Area | 1,909 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,930 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R126124 |
|---|---|
| Street Address | 245 COLD SPG |
| City | BUDA |
| State | TX |
| Zip | 78610-3574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE MEADOWS AT BUDA SEC TWO, BLOCK G, LOT 20 |
| Legal Subdivision | THE MEADOWS AT BUDA SEC TWO |
| Legal Block | G |
| Legal Lot Number | 20 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 10913 |
Source: Hays County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 628 BOTTLE BRUSH DR, KYLE, TX 78640-5954 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Mar 15, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Mar 9, 2022 | Vendor's Lien, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2022 · Amount on Record |
| Deed Sale | Mar 9, 2022 · Amount on Record |
| Prior Sale | Oct 12, 2016 · Amount on Record |
| Deed Document Number | 202211890 |
| Prior Transfer Date | Oct 6, 2016 |
| Prior Transfer Doc | 1600034868 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Jul 14, 2026 |
| Property Address | 245 COLD SPG, BUDA, TX 78610-3574 |
| Document Number | 0000026666 |
| Instrument Date | May 11, 2026 |
| Instrument | 202626666 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 245 COLD SPG, BUDA, TX 78610-3574 |
| Document Number | 0000026666, |
|---|---|
| Date | Jul 14, 2026 |
| Instrument | 202626666 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 309 Months |
| Due | Apr 1, 2052 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 245 COLD SPG, BUDA, TX 78610-3574 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 245 COLD SPG, BUDA, TX 78610-3574 |
| Document Number | 0000009086 |
|---|---|
| Date | Mar 15, 2024 |
| Instrument | 24009086 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Apr 1, 2052 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Mar 9, 2022 |
| Property Address | 245 COLD SPG, BUDA, TX 78610-3574 |
| Document Number | 0000011890 |
| Map Reference | MB 13 PG 348-350 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 22011890 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 COLD SPG, BUDA, TX 78610-3574 |
| Document Number | 0000011891 |
|---|---|
| Date | Mar 9, 2022 |
| Instrument | 22011891 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
Source: Hays County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,359.00 (-3.12%) Homeowner's exemption | $323,510 (-19.19%) Land $77,880 Building $245,630 | $323,510 (-19.19%) Land $77,880 Building $245,630 |
| 2024 | $6,564.00 (+3.75%) | ||
| 2023 | $400,350 Land $97,000 Building $303,350 | $400,350 Land $97,000 Building $303,350 | |
| 2022 | $6,327.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH BUDA WCID 1 serves 2,517 people · EPA ID TX1050154 |
|---|---|
| Water Source | Purchased surface water from PLUM CREEK |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures