245 Cobble Stone Dr, Winchester, VA 22602 Property Records

Frederick County property record for 245 Cobble Stone Dr, Winchester, VA 22602

Property Summary

Property Type	Townhouse
Details	4 bd · 3.5 ba · 1,738 sqft · built 2015
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$397,000 (Oct 2023)
Tax Bill	$2,090 (2026)
Deeds & Mortgages	Oct 2023 Sale Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`55G5-2-99`

Property Details

APN / Parcel Number

Primary APN	`55G5-2-99`
Alternative APN	`8046567`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,738 sqft Living Area
Gross Area	2,849 sqft
1st Floor Area	869 sqft
Basement Area	660 sqft
Finished Basement	660 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2023
Architectural Style	Townhouse
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	32 sqft
Deck Area	210 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8046567
Street Address	245 COBBLE STONE DR
City	WINCHESTER
State	VA
Zip	22602-6871
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RP
Legal Description	FIELDSTONE L99 S2P2
Legal Subdivision	FIELDSTONE
Legal Phase	2
Legal Lot Number	99
Jurisdiction	FREDERICK VA
Township / Civil Division	RED BUD
Census Block Group	2
Census Block	2001
Census Tract	51104

Owner

245 Cobble Stone Dr, a townhouse, is owned and occupied by an individual who bought it in October 2023.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	245 COBBLE STONE DR, WINCHESTER, VA 22602-6871
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2023	Correction Deed ATTORNEY ONLY, ATTORNEY
Jun 1, 2018	Grant Deed, Transfer · Conventional with PMI CANNON VLY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 26, 2023 · Amount on File
Deed Sale	Oct 26, 2023 · Amount on File
Prior Sale	Oct 17, 2023 · Amount on File
Deed Document Number	20239504
Deed Book / Page	1
Record Updated	Sep 20, 2026

October 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	FREDERICK VA
Recording Date	Oct 26, 2023
Property Address	245 COBBLE STONE DR, WINCHESTER, VA 22602-6871
Document Number	0000009504
Instrument Date	Oct 14, 2023
Instrument	230009504
Record Updated	Nov 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 COBBLE STONE DR, WINCHESTER, VA 22602-6871

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 1, 2018
Property Address	245 COBBLE STONE DR, WINCHESTER, VA 22602-6871
Document Number	0000005214
Instrument Date	Jun 1, 2018
Instrument	5214
Transaction Type	Transfer
Record Updated	Jun 11, 2018
Title Company	RGS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 S LOUDOUN ST WINCHESTER VA 226013612, WINCHESTER, VA 22601-3612

Mortgage

Document Number	5215
Date	Jun 1, 2018
Instrument	5215

Lender

Name	CANNON VLY BK
Type	Bank
Address	WARDENSVILLE, WV 26851

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	240 Months
Due	May 31, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 245 Cobble Stone Dr was $2,090, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,090.00 (+10.41%)	$394,400 Land $68,000 Building $326,400	$394,400 Land $68,000 Building $326,400
2025	$1,893.00
2023		$350,700 Land $52,000 Building $298,700	$350,700 Land $52,000 Building $298,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Cobble Stone Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Cobble Stone Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: Glo Fiber.

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