245 Co Rd 4921, Leonard, TX 75452 Property Records

Fannin County property record for 245 Co Rd 4921, Leonard, TX 75452

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,200 sqft · built 2022
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,900 (Sep 2020)
Tax Bill	$7,644 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9-0009-00A-01-LI`

Property Details

APN / Parcel Number

Primary APN	`9-0009-00A-01-LI`
Alternative APN	`125563`

Interior

Full Baths	2 Baths
Building Area	2,200 sqft Living Area
1st Floor Area	200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	800 sqft
Carport	Carport
Carport Area	800 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	9-0009-00A-01-LI
Street Address	245 COUNTY ROAD 4921
City	LEONARD
State	TX
Zip	75452-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS ESTATES, BLOCK A, LOT 1, ACRES 2.0
Legal Subdivision	J M READY SURVEY ABSTRACT 1370
Legal Block	A
Legal Lot Number	1
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	1
Census Block	1031
Census Tract	950701

Owner

Source: Fannin County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1651 COUNTY ROAD 4920, LEONARD, TX 75452-4289
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage NONE LISTED ON DOCUMENT
Apr 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTENNIAL BANK
Jun 4, 2020	Deed of Trust, Mortgage INDEPENDENT BANK
Sep 15, 2020	Vendor's Lien, Transfer · Commercial Mortgage HAPPY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	20205640
Prior Transfer Date	Sep 4, 2020
Prior Transfer Doc	2020005640
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Recording Date	Jun 15, 2026
Property Address	245 COUNTY ROAD 4921, LEONARD, TX 75452-1219
Document Number	0000003864
Instrument Date	Jun 2, 2026
Instrument	20263864
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 COUNTY ROAD 4921, LEONARD, TX 75452-1219

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	245 COUNTY ROAD 4921, LEONARD, TX 75452-1219
Transaction Type	Mortgage
Record Updated	May 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 COUNTY ROAD 4920, LEONARD, TX 75452-4289

Mortgage

Document Number	2023002200
Date	Apr 12, 2023
Instrument	2023002200

Lender

Name	CENTENNIAL BANK
Type	Bank
Address	CONWAY, AR 72033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	245 COUNTY ROAD 4921, LEONARD, TX 75452-1219
Transaction Type	Mortgage
Record Updated	Nov 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20003040
Date	Jun 4, 2020
Instrument	20-003040

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 27, 2026
Min Rate At Change	4%
Max Rate At Change	14%
Max Rate	14%

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FANNIN TX
Recording Date	Sep 15, 2020
Property Address	245 COUNTY ROAD 4921, LEONARD, TX 75452-1219
Document Number	2020005640
Instrument Date	Sep 4, 2020
Instrument	2020005640
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	SECURED TITLE PARTNERS, SECURED TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 6, FARMERSVILLE, TX 75442-0006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 95, TRENTON, TX 75490-0095

Mortgage

Document Number	2020005641
Date	Sep 15, 2020
Instrument	2020005641

Lender

Name	HAPPY STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Leonard Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,644.00 (+30.33%) Homeowner's exemption	$475,970 (+9.73%) Land $135,000 Building $340,970	$475,970 (+9.73%) Land $135,000 Building $340,970
2024	$5,865.00
2023		$433,750 Land $72,000 Building $361,750	$433,750 Land $72,000 Building $361,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	10 (2015–2020)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Mar 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LEONARD WSC serves 2,733 people · EPA ID TX0740034
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: 360 Broadband, Nextlink, Verizon.

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