245 Calle Esmarca, San Clemente, CA 92672 Property Records

Orange County property record for 245 Calle Esmarca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,631 sqft · built 1976
Lot Size	0.216 acres (9,400 sqft)
Owner	Company Name on Record
Last Sale	$1,170,000 (Dec 2018)
Tax Bill	$13,269 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`690-022-05`

Property Details

APN / Parcel Number

Primary APN	`690-022-05`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,631 sqft Living Area
1st Floor Area	2,631 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	9,400 sqft (0.216 acres)
Garage Area	653 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	245 CALLE ESMARCA
City	SAN CLEMENTE
State	CA
Zip	92672-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4684 BLK LOT 3
Legal Subdivision	TRACT NO 4684
Legal Tract	4684
Legal Lot Number	3
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	42113

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	245 CALLE ESMARCA, SAN CLEMENTE, CA 92672-3104
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 4, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
May 31, 2018	Intrafamily Transfer, Transfer · ARM WELLS FARGO BANK NA
May 31, 2018	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2018 · Amount on Record
Deed Sale	Dec 4, 2018 · Amount on Record
Prior Sale	Jan 28, 2003 · Amount on Record
Deed Document Number	2018454017
Prior Transfer Date	Jan 14, 1994
Prior Transfer Doc	0000111042
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	245 CALLE ESMARCA, SAN CLEMENTE, CA 92672-3104
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CALLE ESMACRA, SAN CLEMENTE, CA 92672-3104

Mortgage

Document Number	0000086089
Date	Feb 8, 2021
Instrument	2021000086089

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 4, 2018
Property Address	245 CALLE ESMARCA, SAN CLEMENTE, CA 92672-3104
Document Number	0000454017
Map Reference	MB164 PG29&30
Instrument Date	Oct 26, 2018
Instrument	2018000454017
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	245 CALLE ESMARCA, SAN CLEMENTE, CA 92672-3104

Mortgage

Document Number	0000454018
Date	Dec 4, 2018
Instrument	2018000454018

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	May 31, 2018
Property Address	245 CALLE ESMARCA, SAN CLEMENTE, CA 92672-3104
Document Number	0000199511
Map Reference	MB164 PG29&30
Instrument Date	May 24, 2018
Instrument	2018000199511
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ORANGE COAST TITLE CO OF SOU

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CALLE ESMARCA, SAN CLEMENTE, CA 92672-3104

Mortgage

Document Number	0000199512
Date	May 31, 2018
Instrument	2018000199512

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 31, 2018
Property Address	245 CALLE ESMARCA, SAN CLEMENTE, CA 92672-3104
Document Number	0000199510
Instrument Date	May 9, 2018
Instrument	199510
Transaction Type	Transfer
Record Updated	Jun 12, 2018
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	245 CALLE ESMARCA SAN CLEMENTE CA 926723104, SAN CLEMENTE, CA 92672-3104

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,347,012 (+2%) Land $1,016,206 Building $330,806
2025	$13,269.00 (+5.15%) Homeowner's exemption	$1,320,600 (+5.27%) Land $996,280 Building $324,320
2023	$12,619.00 (+1.96%) Homeowner's exemption	$1,254,475 Land $957,593 Building $296,882
2022	$12,377.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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