245 Clipper Rd, Manahawkin, NJ 08050 Property Records

Ocean County and Stafford Township property record for 245 Clipper Rd, Manahawkin, NJ 08050

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,290 sqft · built 2005
Lot Size	0.207 acres (9,001 sqft)
Owner	2 Individual Names on File
Last Sale	$297,500 (Jun 2015)
Tax Bill	$8,590 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`31-00044-166-00001`

Property Details

APN / Parcel Number

Primary APN	`31-00044-166-00001`
Alternative APN	`3100044016600001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,290 sqft Living Area
Gross Area	3,418 sqft
Basement Area	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	9,001 sqft (0.207 acres)
Lot Dimensions	72 ft deep x 98 ft wide
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	245 CLIPPER RD
City	MANAHAWKIN
State	NJ
Zip	08050-1219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	124.98X72.02IRR
Legal Subdivision	OCEAN ACRES INC SEC 14
Legal Block	44
Legal Lot Number	1
Jurisdiction	OCEAN NJ
Township / Civil Division	STAFFORD
Census Block Group	2
Census Block	2029
Census Tract	735001

Owner

245 Clipper Rd is owned and occupied by two individuals who bought it in June 2015.

Source: Ocean County and Stafford Township records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 CLIPPER RD, MANAHAWKIN, NJ 08050-1219
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage UTILITIES EMPLOYEES CU
Sep 12, 2025	Deed of Trust, Mortgage · Line of Credit UTILITIES EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2015 · Amount on File
Deed Sale	Jun 26, 2015 · Amount on File
Prior Sale	Sep 8, 2005 · Amount on File
Deed Document Number	201563372
Deed Book / Page	16118 / 1769
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	245 CLIPPER RD, MANAHAWKIN, NJ 08050-1219
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201311049
Date	Sep 12, 2025
Book Page	20131/1049
Instrument	2025071804

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Aug 25, 2045

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	245 CLIPPER RD, MANAHAWKIN, NJ 08050-1219
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201311084
Date	Sep 12, 2025
Book Page	20131/1084
Instrument	2025071813

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 245 Clipper Rd was $8,590, up 5.6% from the year before.

Source: Ocean County and Stafford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Stafford Township
Secondary School District	Southern Regional School District (07 - 12)
Elementary School District	Stafford Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$644,800 (+96.89%) Land $186,300 Building $458,500	$644,800 (+96.89%) Land $186,300 Building $458,500
2025	$8,590.00 (+5.65%)	$327,500 Land $68,700 Building $258,800	$327,500 Land $68,700 Building $258,800
2024	$8,131.00
2023		$327,500 Land $68,700 Building $258,800	$327,500 Land $68,700 Building $258,800
2022	$7,709.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Clipper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Clipper Rd is moderate, ranking above 65% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 79% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD TWP WATER - BEACH HAVEN WEST serves 30,608 people · EPA ID NJ1530004
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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