245 Clater Powell Rd, Waco, TX 76705 Property Records

McLennan County property record for 245 Clater Powell Rd, Waco, TX 76705

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 2,986 sqft · built 1930
Lot Size9.48 acres (412,949 sqft)
OwnerIndividual Name on Record
Last Sale$40,000 (May 2005)
Tax Bill$1,294 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN24-105600-006901-0

Property Details

APN / Parcel Number

Primary APN24-105600-006901-0
Alternative APNs
  • 2410560000690100111
  • 120561

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,986 sqft Living Area
1st Floor Area2,324 sqft
Upper Floors Area662 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1944
Architectural StyleMobile Home
Exterior MaterialWood
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area412,949 sqft

Exterior Amenities

PorchOpen Porch
Porch Area240 sqft
Storage Building408 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemEvaporative
Heating SystemSpace Heater

Location & Zoning

Street Address245 CLATER POWELL RD
CityWACO
StateTX
Zip76705-6009
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR
Legal DescriptionWARE MARY ACRES 9.48
Legal SubdivisionWARE MARY
Legal Tract45A
Legal Lot Number45A
JurisdictionMCLENNAN TX
Township / Civil DivisionWEST
Census Block Group2
Census Block2024
Census Tract4202

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address245 CLATER POWELL RD, WACO, TX 76705-6009
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 18, 2005 · Amount on Record
Deed SaleMay 18, 2005 · Amount on Record
Prior SaleMar 14, 2005
Deed Document Number200518595
Prior Transfer DateMar 1, 2005
Prior Transfer Doc0000010045
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address245 CLATER POWELL RD, WACO, TX 76705-6009
Document Number0000019449
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedJul 16, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 CLATER POWELL RD WACO TX 767056009, WACO, TX 76705-6009

Mortgage

Document Number0000019449
DateJun 15, 2020
Instrument19449
Lender
NameCITIZENS ST BK
TypeBank
AddressWEST, TX 76691
Agreement
AmountAmount Recorded
Term144 Months
DueJun 14, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
Unified School DistrictGholson Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$227,000 (-18.22%) Land $110,006 Building $116,994$227,000 (-27.83%) Land $110,006 Building $116,994
2025$1,294.00 (+21.27%) Homeowner's exemption Disabled Person's exemption$277,582 (-3.73%)$314,550 (+9.09%) Land $92,970 Building $221,580
2024$1,067.00 (+7.13%)
2023$288,330 Land $92,970 Building $195,360$288,330 Land $92,970 Building $195,360
2022$996.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims4 (2007)
Claims Outside the SFHA2 of 4
Most Recent ClaimJul 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 58% of Texas
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGHOLSON WSC
serves 3,903 people · EPA ID TX1550028
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Rise Broadband
Fixed Wireless
100 / 20

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