245 Citadel Ln, Crestview, FL 32539 Property Records

Okaloosa County property record for 245 Citadel Ln, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,971 sqft · built 2006
Lot Size0.271 acres (11,818 sqft)
Owner2 Individual Names on File
Last Sale$438,000 (Jun 2022)
Tax Bill$4,530 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jun 2022 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APNC56-000-599-0622-2

Property Details

APN / Parcel Number

Primary APNC56-000-599-0622-2
Alternative APNs
  • 21-3N-23-1100-000D-0090
  • 23N3211100000D0090

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,971 sqft Living Area
Gross Area3,689 sqft
1st Floor Area2,971 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area11,818 sqft (0.271 acres)
Garage TypeAttached
Garage Area462 sqft
PorchFinished/Open Porch
Porch Area46 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address245 CITADEL LN
CityCRESTVIEW
StateFL
Zip32539-4360
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIRON GATE S/D PH I LOT 9 BLK D
Legal Range23W
Legal Township03N
Legal Section21
Legal SubdivisionIRON GATE S/D
Legal Phase1
Legal BlockD
Legal Lot Number9
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group2
Census Block2074
Census Tract20701

Owner

Source: Okaloosa County assessment roll, APN C56-000-599-0622-2, as of December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address245 CITADEL LN, CRESTVIEW, FL 32539-4360
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
May 24, 2021Deed of Trust, Mortgage · VA Mortgage
QUICKEN LOANS LLC
Jun 30, 2022Warranty Deed, Transfer · FHA Mortgage
BANK OF ENGLAND
Jun 30, 2022Affidavit of Death of Joint Tenant, Transfer
OLD SOUTH LAND TITLE
Mar 05, 2020Intrafamily Transfer, Transfer · VA Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 03, 2018Grant Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Aug 21, 2017Trustee's Deed
ATTORNEY ONLY
Aug 16, 2017Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2022 · Amount on Record
Deed SaleJun 30, 2022 · Amount on Record
Prior SaleMar 05, 2020
Deed Document Number20223561337
Deed Book / Page3630 / 2265
Prior Transfer DateSep 26, 2019
Prior Transfer Doc0034480713
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address245 CITADEL LN, CRESTVIEW, FL 32539-4360
Transaction TypeMortgage
Record UpdatedFeb 24, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0035483051
DateMay 24, 2021
Book Page3548/3051
Instrument3457551
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 30, 2022
Property Address245 CITADEL LN, CRESTVIEW, FL 32539-4360
Document Number0036302265
Book / Page3630 / 2265
Map ReferenceMB 22 PG 80
Instrument DateJun 24, 2022
Instrument3561337
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyOLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,066.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2100 E BROAD ST # ST2119, ST2119, MANSFIELD, TX 76063-4736

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 CITADEL LN, CRESTVIEW, FL 32539-4360

Mortgage

Document Number0036302267
DateJun 30, 2022
Instrument3630/2267
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionOKALOOSA FL
Recording DateJun 30, 2022
Property Address245 CITADEL LN, CRESTVIEW, FL 32539-4360
Document Number0036302261
Book / Page3630 / 2261
Map ReferenceMB 22 PG 80
Instrument DateJun 24, 2022
Instrument3561333
Transaction TypeTransfer
Record UpdatedFeb 24, 2023
Title CompanyOLD SOUTH LAND TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 CITADEL LN, CRESTVIEW, FL 32539-4360

March 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateMar 05, 2020
Property Address245 CITADEL LN, CRESTVIEW, FL 32539-4360
Document Number0034480713
Book / Page3448 / 713
Map ReferenceMB 22 PG 80&81
Instrument DateSep 26, 2019
Instrument3342471
Transaction TypeTransfer
Record UpdatedJan 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 CITADEL LN, CRESTVIEW, FL 32539-4360

Mortgage

Document Number0034480716
DateMar 05, 2020
Instrument3448/0716
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROU
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term355 Months
DueOct 01, 2049

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateDec 03, 2018
Property Address245 CITADEL LN, CRESTVIEW, FL 32539-4360
Document Number0033764763
Book / Page003376 / 004763
Instrument DateNov 30, 2018
Instrument3246363
Transaction TypeTransfer
Record UpdatedDec 14, 2018
Title CompanyDEPENDABLE TITLE SERVICES/FL INC, DEPENDABLE TITLE SVCS/FL INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address245 CITADEL LN CRESTVIEW FL 325394360, CRESTVIEW, FL 32539-4360

Mortgage

Document Number33764770
DateDec 03, 2018
Book Page003376/004770
Instrument3246364
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 02, 2048

August 2017: Trustee's Deed

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateAug 21, 2017
Property Address245 CITADEL LN, CRESTVIEW, FL 32539-4360
Document Number0033140956
Book / Page003314 / 000956
Instrument DateAug 17, 2017
Instrument3155164
Record UpdatedDec 08, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948

August 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionOKALOOSA FL
Recording DateAug 16, 2017
Property Address245 CITADEL LN, CRESTVIEW, FL 32539-4360
Document Number0033132548
Book / Page003313 / 002548
Instrument DateAug 15, 2017
Instrument3154196
Transaction TypeTransfer
Record UpdatedSep 14, 2017

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
Address1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll as of December 31, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityCrestview City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,530.00 (-25.27%) Homeowner's exemption$327,371 (-12.64%)$369,267 (-1.46%) Land $44,726 Building $324,541
2023$6,062.00 (+91.47%)$374,753 (+58.52%) Land $38,000 Building $336,753$374,753 (+13.4%) Land $38,000 Building $336,753
2022$3,166.00 Homeowner's exemption Widower's exemption$236,410$330,477 Land $32,148 Building $298,329

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910207012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies10 in force

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 246 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1460182, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCRESTVIEW, CITY OF WATER DEPT.
serves 34,789 people
Water SourceGroundwater
Last State InspectionJun 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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