245 Chestnut St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 245 Chestnut St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	1,558 sqft · built 1924
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Sep 2018)
Tax Bill	$11,649 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00101-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`04-00101-0000-00026`
Alternative APN	`040010100026`

Interior

Stories	2 Stories
Building Area	1,558 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Location & Zoning

Street Address	245 CHESTNUT ST
City	BOUND BROOK
State	NJ
Zip	08805-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Block	101
Legal Lot Number	26
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1003
Census Tract	51300

Owner

245 Chestnut St is owned by an individual who bought it in September 2018.

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10 NORTHERN DR, BRIDGEWATER, NJ 08807-1822
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2018 · Amount on File
Deed Sale	Sep 13, 2018 · Amount on File
Deed Document Number	201834830
Deed Book / Page	7070 / 3161
Prior Transfer Date	Jul 17, 2010
Prior Transfer Doc	0000031950
Record Updated	Sep 20, 2026

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Sep 13, 2018
Property Address	245 CHESTNUT ST, BOUND BROOK, NJ 08805-1311
Document Number	0000034830
Book / Page	7070 / 3161
Instrument Date	Sep 5, 2018
Instrument	2018034830
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIDELITY NATL TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$1,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	914 RIDGE SPRING CT, 914, APOPKA, FL 32712-4004

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CHESTNUT ST, BOUND BROOK, NJ 08805-1311

Mortgage

Document Number	0000034831
Date	Sep 13, 2018
Instrument	2018034831

Lender

Name	SUMMIT MORTGAGE BANKERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 245 Chestnut St was $11,649, up 1.7% from the year before.

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,700 (+10.78%) Land $267,000 Building $317,700	$584,700 (+10.78%) Land $267,000 Building $317,700
2025	$11,649.00 (+1.71%)	$527,800 Land $237,000 Building $290,800	$527,800 Land $237,000 Building $290,800
2024	$11,453.00
2023		$488,100 (+9.81%) Land $212,000 Building $276,100	$488,100 (+9.81%) Land $212,000 Building $276,100
2022	$11,059.00 (+3.45%)	$444,500 Land $202,000 Building $242,500	$444,500 Land $202,000 Building $242,500
2021	$10,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Chestnut St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Chestnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures