Onslow County property record for 245 Channel Marker Loop, Swansboro, NC 28584
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,580 sqft · built 2013 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $240,000 (Oct 2021) |
| Tax Bill | $2,268 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1319G-24 |
| Primary APN | 1319G-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,246 sqft (0.35 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 478231000 |
|---|---|
| Street Address | 245 CHANNEL MARKER LOOP |
| City | SWANSBORO |
| State | NC |
| Zip | 28584-7726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10SF |
| Legal Description | L29 S1 SWANNSBOROUGH ACRES |
| Legal Subdivision | SWANNSBOROUGH ACRES SECTION I |
| Legal Lot Number | 29 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 105 |
Source: Onslow County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 245 CHANNEL MARKER LOOP, SWANSBORO, NC 28584-7726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 8, 2021 · Amount on Record |
| Deed Sale | Oct 8, 2021 · Amount on Record |
| Prior Sale | May 6, 2014 · Amount on Record |
| Deed Book / Page | 5590 / 34 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 8, 2021 |
| Property Address | 245 CHANNEL MARKER LOOP, SWANSBORO, NC 28584-7726 |
| Document Number | 0055900034 |
| Book / Page | 5590 / 34 |
| Map Reference | MB 57 PG 179 |
| Instrument Date | Oct 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 245 CHANNEL MARKER LOOP, SWANSBORO, NC 28584-7726 |
| Document Number | 0000559038 |
|---|---|
| Date | Oct 8, 2021 |
| Instrument | 5590/38 |
| Name | LATINO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.75% |
| Max Rate At Change | 8% |
| Index | 5-Year CMT |
| Max Rate | 12% |
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Swansboro Town |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,268.00 | $307,340 (+36.18%) Land $72,000 Building $235,340 | $307,340 (+36.18%) Land $72,000 Building $235,340 |
| 2023 | $2,268.00 | $225,680 Land $45,000 Building $180,680 | $225,680 Land $45,000 Building $180,680 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 86 in force |
| Nearby Flood Claims | 14 (2018–2022) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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