Pender County property record for 245 Century Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,760 sqft · built 2015 |
| Lot Size | 0.669 acres (29,185 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Sep 2016) |
| Tax Bill | $1,973 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4225-45-7562-0000 |
| Primary APN | 4225-45-7562-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,760 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 29,185 sqft (0.669 acres) |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400972665 |
|---|---|
| Street Address | 245 CENTURY RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LT 26 PB 56/21 KINGS HERITAGE FARM |
| Legal Subdivision | KINGS HERITAGE FARM |
| Legal Lot Number | 26 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 920104 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 245 CENTURY RD, HAMPSTEAD, NC 28443-3973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Oct 20, 2017 | Deed of Trust, Mortgage · ARM FREEDOM MORTGAGE CORP |
| Aug 22, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2016 · Amount on Record |
| Deed Sale | Sep 29, 2016 · Amount on Record |
| Deed Document Number | 000188871A |
| Deed Book / Page | 18887 / 1A |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 245 CENTURY RD, HAMPSTEAD, NC 28443-3973 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047551677 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 4755/1677 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 245 CENTURY RD, HAMPSTEAD, NC 28443-3973 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0046530664 |
|---|---|
| Date | Oct 20, 2017 |
| Book Page | 4653/0664 |
| Instrument | 4653-0664 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Jan 1, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.25% |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 245 CENTURY RD, HAMPSTEAD, NC 28443-3973 |
| Document Number | 0047222779 |
| Instrument Date | Aug 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 245 CENTURY RD HAMPSTEAD NC 284433973, HAMPSTEAD, NC 28443-3973 |
| Document Number | 0047222779 |
|---|---|
| Date | Aug 27, 2020 |
| Book Page | 004722/002779 |
| Instrument | 20069013 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 26, 2050 |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,973.00 (+8.59%) | $485,823 (+106.09%) Land $73,815 Building $412,008 | $485,823 (+106.09%) Land $73,815 Building $412,008 |
| 2023 | $235,732 (-) Land $45,682 Building $190,050 | $235,732 (-) Land $45,682 Building $190,050 | |
| 2022 | $1,817.00 | $235,732 Land $45,682 Building $190,050 | $235,732 Land $45,682 Building $190,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 104 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 104 in force |
| Nearby Flood Claims | 15 (1996–2018) |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 85% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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