245 Central Ave, Florence, AL 35633 Property Records

Lauderdale County property record for 245 Central Ave, Florence, AL 35633

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,018 sqft · built 1954
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,000 (Dec 2020)
Tax Bill	$593 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02-10-0-003-033-000`

Property Details

APN / Parcel Number

Primary APN	`14-02-10-0-003-033-000`
Alternative APNs	`092655` `10958` `92655`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
1st Floor Area	1,800 sqft
2nd Floor Area	218 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Lot Dimensions	210 ft deep x 210 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Utility Building	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	92655
Street Address	245 CENTRAL AVE
City	FLORENCE
State	AL
Zip	35633-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	210 X 210 CENTRAL HGHTS MODERN HOMES SD BLK 2 LOT 1-2 1.01 AC/C SEC 10 T2S R12W PB 3 PG 8
Legal Range	12W
Legal Township	02S
Legal Section	10
Legal Subdivision	CENTRAL HEIGHTS MODERN HOMES
Legal Block	2
Legal Lot Number	1-2
Jurisdiction	LAUDERDALE AL
Township / Civil Division	CLOVERDALE
Census Block Group	2
Census Block	2023
Census Tract	11402

Owner

Source: Lauderdale County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 CENTRAL AVE, FLORENCE, AL 35633-4017
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Deed Book / Page	2020 / 70070
Prior Transfer Date	Dec 10, 2020
Prior Transfer Doc	2020/70070
Record Updated	Jun 8, 2026

December 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 15, 2020
Property Address	245 CENTRAL AVE, FLORENCE, AL 35633-4017
Document Number	2020/70070
Book / Page	2020 / 70070
Map Reference	MB 3 PG 8
Instrument Date	Dec 10, 2020
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1370 COUNTY ROAD 234, 1370, FLORENCE, AL 35633-2622

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CENTRAL AVE, FLORENCE, AL 35633-4017

Mortgage

Document Number	202070073202070073
Date	Dec 15, 2020
Instrument	2020/70073202070073

Lender

Name	BANK INDEPENDENT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$593.00 (+7.62%) Homeowner's exemption	$18,600 (+6.9%)	$191,860 (+10.42%) Land $11,500 Building $180,360
2024	$551.00 (+0.18%) Homeowner's exemption	$17,400 (+1,833.33%) Land $1,000 Building $16,400	$173,760 (+9.05%) Land $9,900 Building $163,860
2023	$550.00 (+14.35%) Homeowner's exemption	$900 (-93.55%) Land $900	$159,340 (+14.3%) Land $9,000 Building $150,340
2022	$481.00 Homeowner's exemption	$13,960	$139,400 Land $9,900 Building $129,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2025)
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST LAUDERDALE CO, WATER & FPA serves 15,681 people · EPA ID AL0000794
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T DSL	100 / 20