245 Cedar Trail Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 245 Cedar Trail Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1966
Lot Size	0.471 acres (20,499 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Nov 2018)
Tax Bill	$4,958 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21R-12-0313`

Property Details

APN / Parcel Number

Primary APN	`21R-12-0313`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,499 sqft (0.471 acres)
Lot Dimensions	18 ft deep x 175 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	245 CEDAR TRAIL DR
City	BALLWIN
State	MO
Zip	63011-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	93R-2
Legal Description	WILD-WOOD ADDITION LOT 352
Legal Subdivision	WILD-WOOD ADDITION
Legal Lot Number	352
Jurisdiction	ST LOUIS MO
Township / Civil Division	LAFAYETTE
Census Block Group	2
Census Block	2011
Census Tract	217802

Owner

245 Cedar Trail Dr is owned and occupied by two individuals who bought it in November 2018.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	245 CEDAR TRAIL DR, BALLWIN, MO 63011-2606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2019	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG
Nov 6, 2018	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2018 · Amount on File
Deed Sale	Nov 6, 2018 · Amount on File
Prior Sale	May 27, 2016 · Amount on File
Deed Document Number	2018263
Deed Book / Page	23270 / 1572
Prior Transfer Date	May 23, 2016
Prior Transfer Doc	0220342245
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	245 CEDAR TRAIL DR, BALLWIN, MO 63011-2606
Document Number	0237520479
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 CEDAR TRAIL DR BALLWIN MO 630112606, BALLWIN, MO 63011-2606

Mortgage

Document Number	0237520479
Date	Oct 21, 2019
Book Page	023752/000479
Instrument	72

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 20, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 6, 2018
Property Address	245 CEDAR TRAIL DR, BALLWIN, MO 63011-2606
Document Number	0232701572
Book / Page	023270 / 001572
Instrument Date	Nov 5, 2018
Instrument	263
Transaction Type	Transfer
Record Updated	Jan 25, 2019
Title Company	TRUE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2008 OAKTIMBER CT KIRKWOOD MO 631226729, KIRKWOOD, MO 63122-6729

Mortgage

Document Number	232701575
Date	Nov 6, 2018
Book Page	023270/001575
Instrument	264

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 245 Cedar Trail Dr was $4,958, up 11% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Ballwin City
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,850 (-) Land $34,580 Building $46,270	$425,500 (-) Land $182,000 Building $243,500
2025	$4,958.00 (+10.99%)	$80,850 Land $34,580 Building $46,270	$425,500 Land $182,000 Building $243,500
2024	$4,467.00 (+1.43%)
2023	$4,404.00 (+4.31%)	$68,970 (+14.02%) Land $18,620 Building $50,350	$363,000 Land $98,000 Building $265,000
2022	$4,222.00	$60,490 Land $20,670 Building $39,820
2021			$318,400 Land $108,800 Building $209,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 245 Cedar Trail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Cedar Trail Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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