245 Cedar St, Hempstead, NY 11550 Property Records

Nassau County and Hempstead Town property record for 245 Cedar St, Hempstead, NY 11550

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,735 sqft · built 1950
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Apr 2022)
Tax Bill	$7,065 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`34-486-00-0639`

Property Details

APN / Parcel Number

Primary APN	`34-486-00-0639`
Alternative APNs	`2013-34-486-00-0639-0` `34486000639000000000` `282013 34.-486-639` `34486 06390`

Interior

Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,735 sqft Living Area
Gross Area	1,815 sqft
1st Floor Area	1,182 sqft
Basement Area	80 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Material	Other
Lot Area	7,980 sqft (0.183 acres)
Lot Dimensions	142 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	546 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	34486 06390
Street Address	245 CEDAR ST
City	HEMPSTEAD
State	NY
Zip	11550-5200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN #1 SCH DIST 002
Legal Subdivision	HEMPSTEAD MONOR
Legal Block	486
Legal Lot Number	639-6
Jurisdiction	NASSAU NY
Township / Civil Division	HEMPSTEAD
Census Block Group	2
Census Block	2011
Census Tract	407204

Owner

Source: Nassau County and Hempstead Town records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 CEDAR ST, HEMPSTEAD, NY 11550-5200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed of Trust, Mortgage
Apr 16, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 9, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Apr 26, 2022	Bargain and Sale Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Oct 18, 2002 · Amount on Record
Deed Document Number	202249059
Deed Book / Page	14237 / 790
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Recording Date	Jul 16, 2026
Property Address	245 CEDAR ST, HEMPSTEAD, NY 11550-5200
Document Number	0000046928
Book / Page	48557 / 994
Instrument Date	Jun 3, 2026
Instrument	202646928
Transaction Type	Mortgage
Record Updated	Sep 24, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CEDAR ST, HEMPSTEAD, NY 11550-5200

Mortgage

Document Number	0000046928,
Date	Jul 16, 2026
Book Page	48557/994
Instrument	202646928

Lender

Agreement

Amount	Amount Recorded
Term	309 Months
Due	Apr 1, 2052

Interest

Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	245 CEDAR ST, HEMPSTEAD, NY 11550-5200
Transaction Type	Mortgage
Record Updated	May 1, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CEDAR ST, HEMPSTEAD, NY 11550-5200

Mortgage

Document Number	M474990395
Date	Apr 16, 2024
Book Page	M47499/395
Instrument	2024-23100

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2052

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU NY
Property Address	245 CEDAR ST, HEMPSTEAD, NY 11550-5200
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CEDAR ST, HEMPSTEAD, NY 11550-5200

Mortgage

Document Number	M471720809
Date	Jun 9, 2023
Book Page	M47172/809
Instrument	2023-33834

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Apr 1, 2052

April 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	NASSAU NY
Recording Date	Apr 26, 2022
Property Address	245 CEDAR ST, HEMPSTEAD, NY 11550-5200
Document Number	D142370790
Book / Page	D14237 / 790
Map Reference	MAP 1961
Instrument Date	Mar 29, 2022
Instrument	2022-49059
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 CEDAR ST, 245, HEMPSTEAD, NY 11550-5200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CEDAR ST, HEMPSTEAD, NY 11550-5200

Mortgage

Document Number	0202249060
Date	Apr 26, 2022
Instrument	2022-49060

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Nassau County
County Subdivision	Hempstead Town
Municipality	Hempstead Village
Unified School District	Uniondale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406 (-) Land $164 Building $242	$406,000 (-)
2025	$7,065.00 (+21.48%)
2023	$5,816.00 Additional exemption filed	$406 Land $164 Building $242	$406,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMPSTEAD (V) serves 56,000 people · EPA ID NY2902827
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,030 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Nearby Properties on Cedar St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures