245 Cedar Creek Rd, Franklinton, NC 27525 Property Records

Franklin County property record for 245 Cedar Creek Rd, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jun 2025)
Tax Bill	$1,432 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1864-29-5663`

Property Details

APN / Parcel Number

Primary APN	`1864-29-5663`
Alternative APNs	`D04 00 005C` `007377` `21031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Total Area
Basement Area	1,404 sqft
Finished Basement	1,404 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	220 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	245 CEDAR CREEK RD
City	FRANKLINTON
State	NC
Zip	27525-9095
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-8
Legal Description	PLAT ON FILE
Legal Subdivision	MURPHY & JACOBS
Jurisdiction	FRANKLIN NC
Township / Civil Division	FRANKLINTON
Census Block Group	2
Census Block	2066
Census Tract	60404

Owner

245 Cedar Creek Rd is owned by two individuals who bought it in June 2025.

Source: Franklin County records, as of November 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1483 HOLDEN RD, YOUNGSVILLE, NC 27596-9012
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2024	Deed of Trust, Mortgage · FHA Mortgage NEXA MORTGAGE LLC
Feb 24, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 14, 2018	Quit Claim Deed, Transfer · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2025 · Amount on File
Deed Sale	Jun 9, 2025 · Amount on File
Prior Sale	Feb 14, 2018
Deed Document Number	202510100947
Deed Book / Page	2399 / 91
Prior Transfer Date	Feb 8, 2018
Prior Transfer Doc	0021370292
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	245 CEDAR CREEK RD, FRANKLINTON, NC 27525-9095
Transaction Type	Mortgage
Record Updated	Apr 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CEDAR CREEK RD, FRANKLINTON, NC 27525-9095

Mortgage

Document Number	0023621674
Date	Apr 16, 2024
Book Page	2362/1674
Instrument	10086686

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	GILBERT, AZ 85298

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	245 CEDAR CREEK RD, FRANKLINTON, NC 27525-9095
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CEDAR CREEK RD, FRANKLINTON, NC 27525-9095

Mortgage

Document Number	0022911660
Date	Feb 24, 2022
Book Page	2291/1660

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Mar 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN NC
Recording Date	Feb 14, 2018
Property Address	245 CEDAR CREEK RD, FRANKLINTON, NC 27525-9095
Document Number	0021370292
Book / Page	002137 / 000292
Instrument Date	Feb 8, 2018
Transaction Type	Transfer
Record Updated	Feb 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CEDAR CREEK RD FRANKLINTON NC 275259095, FRANKLINTON, NC 27525-9095

Mortgage

Document Number	21370295
Date	Feb 14, 2018
Book Page	002137/000295

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 245 Cedar Creek Rd was $1,432.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,432.00	$231,730 Land $87,750 Building $143,980	$231,730 Land $87,750 Building $143,980
2023	$1,189.00	$124,730 Land $28,750 Building $95,980	$124,730 Land $28,750 Building $95,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 245 Cedar Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 245 Cedar Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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