245 Cascade Bend Dr, Ruskin, FL 33570 Property Records

Hillsborough County property record for 245 Cascade Bend Dr, Ruskin, FL 33570

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,355 sqft · built 2016
Lot Size	0.179 acres (7,820 sqft)
Owner	2 Individual Names on File
Last Sale	$219,000 (Aug 2019)
Tax Bill	$7,607 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0578735490`

Property Details

APN / Parcel Number

Primary APN	`0578735490`
Alternative APN	`U183219A3H000002000060`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,355 sqft Heated Area
1st Floor Area	1,245 sqft
Upper Floors Area	1,110 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2020
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,820 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65.2 ft wide
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0578735490
Street Address	245 CASCADE BEND DR
City	RUSKIN
State	FL
Zip	33570-6396
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-9
Legal Description	RIVERBEND WEST PHASE 1 LOT 6 BLOCK 2
Legal Section	18
Legal Subdivision	RIVERBEND WEST PHASE 1
Legal Phase	1
Legal Block	2
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	3
Census Block	3021
Census Tract	14109

Owner

Source: Hillsborough County records · APN 0578735490

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 CASCADE BEND DR, RUSKIN, FL 33570-6396
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Aug 09, 2016 · Amount on Record
Deed Document Number	2019369739
Deed Book / Page	26901 / 1643
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 26, 2019
Property Address	245 CASCADE BEND DR, RUSKIN, FL 33570-6396
Document Number	0269011643
Book / Page	026901 / 001643
Instrument Date	Aug 14, 2019
Instrument	369739
Transaction Type	Transfer
Record Updated	Nov 30, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,953.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	245 CASCADE BEND DR RUSKIN FL 335706396, RUSKIN, FL 33570-6396

Mortgage

Document Number	269011645
Date	Aug 26, 2019
Book Page	026901/001645
Instrument	369740

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,607.00 (+26.38%) Homeowner's exemption	$219,109 (+5.99%)	$313,548 (+0.07%) Land $103,464 Building $210,084
2023	$6,019.00 (+2.99%) Homeowner's exemption	$206,732 (+3%)	$313,331 (+16.08%) Land $99,632 Building $213,699
2022	$5,844.00 Homeowner's exemption	$200,711	$269,932 Land $68,976 Building $200,956

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 469 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RIVERSIDE MHP private · serves 40 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	HCWRD/SOUTH-CENTRAL
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.