245 Carmel Dr E, Mobile, AL 36608 Property Records

Mobile County property record for 245 Carmel Dr E, Mobile, AL 36608 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 1992
Square Footage	2,740 sqft Living Area
Lot Size	19,494 sqft (0.447 acres)
Occupancy	Owner Occupied
Tax Bill	$2,829.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R022806142002088001`
Alternative APNs	`28 06 14 2 002 088.001` `01947914` `1947914`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,740 sqft Living Area
1st Floor	2,740 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1992
Exterior Material	Stucco Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	19,494 sqft (0.447 acres)
Deck Area	933 sqft Deck
Patio Area	933 sqft Patio
Porch Area	734 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Account Number	1947914
Street Address	245 CARMEL DR E
City	MOBILE
State	AL
Zip	36608-2402
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 65 OF NEW SPRING HILL ESTATE FIRST UNIT AS REC IN MPBK 9/170 #SEC 14 T4S R2W #MP28 06 14 2 002
Legal Range	04S
Legal Township	04S
Legal Section	14
Legal Subdivision	SPRING HILL
Legal Lot Number	65
Jurisdiction	MOBILE AL
Minor Civil Division	MOBILE
Census Blockgroup	3
Census Block	3002
Census Tract	3501

Owner

Source: Mobile County records · APN R022806142002088001

Assessment roll updated December 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 CARMEL DR E, MOBILE, AL 36608-2402
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	245 CARMEL DR E, MOBILE, AL 36608-2402
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 CARMEL DR E, MOBILE, AL 36608-2402

Mortgage

Document Number	0000006989
Date	Feb 03, 2026
Instrument	2026006989

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank
Address	4425 OLD SHELL RD, MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 09, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated December 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,829.00 (+5.68%) Homeowner's exemption	$45,610 (+5.53%) Land $16,000 Building $29,610	$456,100 (+5.53%) Land $160,000 Building $296,100
2024	$2,677.00 (+8.16%) Homeowner's exemption	$43,220 (+8.43%) Land $16,000 Building $27,220	$432,200 (+8.43%) Land $160,000 Building $272,200
2023	$2,475.00 Homeowner's exemption	$39,860 Land $16,000 Building $23,860	$398,600 Land $160,000 Building $238,600

Flood & Wildfire

245 Carmel Dr E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Mobile County (01097C), updated October 1, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 47th percentile of exposed land nationally · 54th in Alabama
Wildfire Likelihood	Moderate — about 1 in 855 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.